IFSC Code of Shivalik Small Finance Bank Limited, Tilak Road Pune, Pune, Maharashtra — SMCB0001042

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Shivalik Small Finance Bank Limited for its Tilak Road Pune branch in Pune, Pune, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Shivalik Small Finance Bank Limited situated in Pune or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code SMCB0001042. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Shivalik Small Finance Bank Limited, Tilak Road Pune, Pune

Below in the table are the key details related to IFSC Code SMCB0001042 of Shivalik Small Finance Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.

These details helps users in online banking and for businesses and individuals who use Shivalik Small Finance Bank Limited in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SMCB0001042 for the Tilak Road Pune branch of Shivalik Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Shivalik Small Finance Bank Limited located in Tilak Road Pune, Pune, Maharashtra, is provided a unique IFSC like SMCB0001042 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Shivalik Small Finance Bank Limited branch in Pune.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Pune and Pune.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Shivalik Small Finance Bank Limited in Tilak Road Pune do not get misguided to another person.

Format of the IFSC Code SMCB0001042

The format of the IFSC Code for banks, including Shivalik Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Shivalik Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tilak Road Pune in Pune.

For example, the IFSC Code SMCB0001042 of Shivalik Small Finance Bank Limited for the Tilak Road Pune branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.

How to Find IFSC Code for Shivalik Small Finance Bank Limited?

If you are trying to find the IFSC Code SMCB0001042 of Shivalik Small Finance Bank Limited for its Tilak Road Pune branch located in Pune, the following methods can help:

Cheque Book

The cheque book issued by Shivalik Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Shivalik Small Finance Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Shivalik Small Finance Bank Limited and navigate to the branch locator section. Search for Tilak Road Pune or Pune to get the exact IFSC Code SMCB0001042.

Mobile Banking App

If you use Shivalik Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Shivalik Small Finance Bank Limited and Pune, you'll get the correct details.

How to Use IFSC Code SMCB0001042 for Online Transfers?

Once you have the IFSC Code SMCB0001042 for the Tilak Road Pune branch of Shivalik Small Finance Bank Limited in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SMCB0001042. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Shivalik Small Finance Bank Limited IFSC Code SMCB0001042.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Shivalik Small Finance Bank Limited Tilak Road Pune in Pune, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Shivalik Small Finance Bank Limited in Tilak Road Pune, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Shivalik Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Pune manage their online transfers and cheque clearances easily.