IFSC Code of Shivalik Small Finance Bank Limited, Alambagh, Lucknow, Uttar Pradesh — SMCB0001023

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Shivalik Small Finance Bank Limited for its Alambagh branch in Lucknow, Lucknow, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Shivalik Small Finance Bank Limited located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SMCB0001023. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Shivalik Small Finance Bank Limited, Alambagh, Lucknow

The table below shows the main details of the IFSC Code SMCB0001023 for the Shivalik Small Finance Bank Limited branch in Lucknow, which falls under the Lucknow district in Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Shivalik Small Finance Bank Limited in Lucknow for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SMCB0001023 for the Alambagh branch of Shivalik Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SMCB0001023 is given to every bank branch, including Shivalik Small Finance Bank Limited located in Alambagh, Lucknow, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Shivalik Small Finance Bank Limited branch in Lucknow.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Lucknow and Lucknow.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Shivalik Small Finance Bank Limited in Alambagh doesn't end up at another location.

Format of the IFSC Code SMCB0001023

This is the format of the IFSC Code for banks, including Shivalik Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Shivalik Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Alambagh in Lucknow.

For example, the IFSC Code SMCB0001023 of Shivalik Small Finance Bank Limited for the Alambagh branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh accurately.

How to Find IFSC Code for Shivalik Small Finance Bank Limited?

If you are looking for the IFSC Code SMCB0001023 of Shivalik Small Finance Bank Limited for its Alambagh branch located in Lucknow, the following methods can help:

Cheque Book

The cheque book that is issued by Shivalik Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Shivalik Small Finance Bank Limited branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Shivalik Small Finance Bank Limited and look for the branch locator section, then search for Alambagh or Lucknow to get the exact IFSC Code SMCB0001023.

Mobile Banking App

If you use Shivalik Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Shivalik Small Finance Bank Limited and Lucknow, then it will provide you proper information.

How to Use IFSC Code SMCB0001023 for Online Transfers?

Once you have the IFSC Code SMCB0001023 for the Alambagh branch of Shivalik Small Finance Bank Limited in Lucknow, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SMCB0001023. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Shivalik Small Finance Bank Limited IFSC Code SMCB0001023.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Shivalik Small Finance Bank Limited Alambagh in Lucknow may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Shivalik Small Finance Bank Limited in Alambagh, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Shivalik Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lucknow manage their online transfers and cheque clearances easily.