IFSC Code of Shivalik Small Finance Bank Limited, Indirapuram Gbd, Ghaziabad, Uttar Pradesh — SMCB0001019

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Shivalik Small Finance Bank Limited for its Indirapuram Gbd branch in Ghaziabad, Ghaziabad, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Shivalik Small Finance Bank Limited located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SMCB0001019. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Shivalik Small Finance Bank Limited, Indirapuram Gbd, Ghaziabad

Here are the key points that are associated with the IFSC Code SMCB0001019 of Shivalik Small Finance Bank Limited for its branch located in Ghaziabad, within the district of Ghaziabad in the state of Uttar Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Shivalik Small Finance Bank Limited in Ghaziabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SMCB0001019 for the Indirapuram Gbd branch of Shivalik Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SMCB0001019 is given to every bank branch, including Shivalik Small Finance Bank Limited located in Indirapuram Gbd, Ghaziabad, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Shivalik Small Finance Bank Limited branch in Ghaziabad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Ghaziabad and Ghaziabad.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Shivalik Small Finance Bank Limited in Indirapuram Gbd doesn't end up at another location.

Format of the IFSC Code SMCB0001019

The format of the IFSC Code for banks, including Shivalik Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Shivalik Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Indirapuram Gbd in Ghaziabad.

For example, the IFSC Code SMCB0001019 of Shivalik Small Finance Bank Limited for the Indirapuram Gbd branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh correctly.

How to Find IFSC Code for Shivalik Small Finance Bank Limited?

If you are trying to find the IFSC Code SMCB0001019 of Shivalik Small Finance Bank Limited for its Indirapuram Gbd branch located in Ghaziabad, the following methods can help:

Cheque Book

The cheque book issued by Shivalik Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Shivalik Small Finance Bank Limited branches in Ghaziabad and Ghaziabad, print them on the first page of your passbook.

Bank Website

Visit the official website of Shivalik Small Finance Bank Limited and navigate to the branch locator section. Search for Indirapuram Gbd or Ghaziabad to get the exact IFSC Code SMCB0001019.

Mobile Banking App

If you use Shivalik Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Shivalik Small Finance Bank Limited and Ghaziabad, you'll get the correct details.

How to Use IFSC Code SMCB0001019 for Online Transfers?

If you have the IFSC Code SMCB0001019 for the Indirapuram Gbd branch of Shivalik Small Finance Bank Limited in Ghaziabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SMCB0001019. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Shivalik Small Finance Bank Limited IFSC Code SMCB0001019.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Shivalik Small Finance Bank Limited Indirapuram Gbd in Ghaziabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Shivalik Small Finance Bank Limited in Indirapuram Gbd, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Shivalik Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ghaziabad to handle online money transfers and get their cheques cleared smoothly.