Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Shivalik Small Finance Bank Limited for its Chennai Adyar Bridge Road Adyar branch in Chennai, Chennai, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Shivalik Small Finance Bank Limited located in Chennai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SMCB0001041. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Shivalik Small Finance Bank Limited, Chennai Adyar Bridge Road Adyar, Chennai
Below in the table are the key details related to IFSC Code SMCB0001041 of Shivalik Small Finance Bank Limited for its branch located in Chennai, within the district of Chennai in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Shivalik Small Finance Bank Limited |
| IFSC Code | SMCB0001041 |
| Branch | Chennai Adyar Bridge Road Adyar |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| Address | Ground Floor Adyar Bridge Road Near Fortis Malar Hospital Gandhi Nagar Adyar Chennai 600020 |
These details are essential not only for online banking users but also for businesses and individuals who use Shivalik Small Finance Bank Limited in Chennai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SMCB0001041 for the Chennai Adyar Bridge Road Adyar branch of Shivalik Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Shivalik Small Finance Bank Limited located in Chennai Adyar Bridge Road Adyar, Chennai, Tamil Nadu, are given a unique IFSC like SMCB0001041 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chennai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Chennai and Chennai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Shivalik Small Finance Bank Limited in Chennai Adyar Bridge Road Adyar goes to the correct branch. This is important because Shivalik Small Finance Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SMCB0001041
The format of the IFSC Code for banks, including Shivalik Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Shivalik Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chennai Adyar Bridge Road Adyar in Chennai.
For example, the IFSC Code SMCB0001041 of Shivalik Small Finance Bank Limited for the Chennai Adyar Bridge Road Adyar branch includes these elements, identifying the bank and the branch location in Chennai and Tamil Nadu accurately.
How to Find IFSC Code for Shivalik Small Finance Bank Limited?
If you are looking for the IFSC Code SMCB0001041 of Shivalik Small Finance Bank Limited for its Chennai Adyar Bridge Road Adyar branch located in Chennai, the following methods can help:
Cheque Book
The cheque book that is issued by Shivalik Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Shivalik Small Finance Bank Limited branches in Chennai and Chennai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Shivalik Small Finance Bank Limited and look for the branch locator section, then search for Chennai Adyar Bridge Road Adyar or Chennai to get the exact IFSC Code SMCB0001041.
Mobile Banking App
If you use Shivalik Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Shivalik Small Finance Bank Limited and Chennai, then it will provide you proper information.
How to Use IFSC Code SMCB0001041 for Online Transfers?
Once you have the IFSC Code SMCB0001041 for the Chennai Adyar Bridge Road Adyar branch of Shivalik Small Finance Bank Limited in Chennai, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SMCB0001041. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Shivalik Small Finance Bank Limited IFSC Code SMCB0001041.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Shivalik Small Finance Bank Limited Chennai Adyar Bridge Road Adyar in Chennai may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Shivalik Small Finance Bank Limited in Chennai Adyar Bridge Road Adyar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Shivalik Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Chennai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SMCB0001041.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Adyar Bridge Road Near Fortis Malar Hospital Gandhi Nagar Adyar Chennai 600020 located in Chennai, Chennai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.