Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Saurashtra Gramin Bank for its Gadhada Swamina branch in Gadhada Swamina, Botad, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Saurashtra Gramin Bank located in Gadhada Swamina or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000269. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Saurashtra Gramin Bank, Gadhada Swamina, Gadhada Swamina
Below in the table are the key details related to IFSC Code SGBA0000269 of Saurashtra Gramin Bank for its branch located in Gadhada Swamina, within the district of Botad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Saurashtra Gramin Bank |
| IFSC Code | SGBA0000269 |
| Branch | Gadhada Swamina |
| City | Gadhada Swamina |
| District | Botad |
| State | Gujarat |
| Address | Near Dr. Karhathiya Dispensary, |
These details are essential not only for online banking users but also for businesses and individuals who use Saurashtra Gramin Bank in Gadhada Swamina for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000269 for the Gadhada Swamina branch of Saurashtra Gramin Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saurashtra Gramin Bank located in Gadhada Swamina, Gadhada Swamina, Gujarat, are allotted a unique IFSC like SGBA0000269 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gadhada Swamina.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gadhada Swamina and Botad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Saurashtra Gramin Bank in Gadhada Swamina reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code SGBA0000269
The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Saurashtra Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gadhada Swamina in Gadhada Swamina.
For example, the IFSC Code SGBA0000269 of Saurashtra Gramin Bank for the Gadhada Swamina branch includes these elements, identifying the bank and the branch location in Gadhada Swamina and Gujarat accurately.
How to Find IFSC Code for Saurashtra Gramin Bank?
If you are looking for the IFSC Code SGBA0000269 of Saurashtra Gramin Bank for its Gadhada Swamina branch located in Gadhada Swamina, the following methods can help:
Cheque Book
The cheque book that is issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Saurashtra Gramin Bank branches in Gadhada Swamina and Botad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Saurashtra Gramin Bank and look for the branch locator section, then search for Gadhada Swamina or Gadhada Swamina to get the exact IFSC Code SGBA0000269.
Mobile Banking App
If you use Saurashtra Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Saurashtra Gramin Bank and Gadhada Swamina, then it will provide you proper information.
How to Use IFSC Code SGBA0000269 for Online Transfers?
Once you have the IFSC Code SGBA0000269 for the Gadhada Swamina branch of Saurashtra Gramin Bank in Gadhada Swamina, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SGBA0000269. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000269.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Saurashtra Gramin Bank Gadhada Swamina in Gadhada Swamina, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Gadhada Swamina, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saurashtra Gramin Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gadhada Swamina to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gadhada Swamina Gadhada Swamina branch is SGBA0000269.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Near Dr. Karhathiya Dispensary,.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.