For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Saurashtra Gramin Bank for its Dhrangdhra branch in Dhrangdhra, Surendranagar, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Saurashtra Gramin Bank located in Dhrangdhra or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000206. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Saurashtra Gramin Bank, Dhrangdhra, Dhrangdhra
The table below shows the main details of the IFSC Code SGBA0000206 for the Saurashtra Gramin Bank branch in Dhrangdhra, which falls under the Surendranagar district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Saurashtra Gramin Bank |
| IFSC Code | SGBA0000206 |
| Branch | Dhrangdhra |
| City | Dhrangdhra |
| District | Surendranagar |
| State | Gujarat |
| Address | Trivedi Chambers, Shakti Road, |
These details are crucial, not just for online banking users but also for businesses and individuals who use Saurashtra Gramin Bank in Dhrangdhra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000206 for the Dhrangdhra branch of Saurashtra Gramin Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saurashtra Gramin Bank located in Dhrangdhra, Dhrangdhra, Gujarat, are allotted a unique IFSC like SGBA0000206 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dhrangdhra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dhrangdhra and Surendranagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Saurashtra Gramin Bank in Dhrangdhra reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code SGBA0000206
The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Saurashtra Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhrangdhra in Dhrangdhra.
For example, the IFSC Code SGBA0000206 of Saurashtra Gramin Bank for the Dhrangdhra branch includes these elements, identifying the bank and the branch location in Dhrangdhra and Gujarat accurately.
How to Find IFSC Code for Saurashtra Gramin Bank?
If you are trying to find the IFSC Code SGBA0000206 of Saurashtra Gramin Bank for its Dhrangdhra branch located in Dhrangdhra, the following methods can help:
Cheque Book
The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Saurashtra Gramin Bank branches in Dhrangdhra and Surendranagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Saurashtra Gramin Bank and navigate to the branch locator section. Search for Dhrangdhra or Dhrangdhra to get the exact IFSC Code SGBA0000206.
Mobile Banking App
If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saurashtra Gramin Bank and Dhrangdhra, you'll get the correct details.
How to Use IFSC Code SGBA0000206 for Online Transfers?
Once you have the IFSC Code SGBA0000206 for the Dhrangdhra branch of Saurashtra Gramin Bank in Dhrangdhra, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SGBA0000206. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000206.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Saurashtra Gramin Bank Dhrangdhra in Dhrangdhra, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Dhrangdhra, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saurashtra Gramin Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dhrangdhra manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SGBA0000206.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Trivedi Chambers, Shakti Road, located in Dhrangdhra, Surendranagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.