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IFSC Code of Saurashtra Gramin Bank, Devli, Bhavnagar, Gujarat — SGBA0000254

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Saurashtra Gramin Bank for its Devli branch in Devli, Bhavnagar, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Saurashtra Gramin Bank located in Devli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000254. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saurashtra Gramin Bank, Devli, Devli

Here are some of the key details that come with the IFSC Code SGBA0000254 of Saurashtra Gramin Bank for its branch located in Devli, within the district of Bhavnagar in the state of Gujarat.

Particulars Details
Bank Saurashtra Gramin Bank
IFSC Code SGBA0000254
Branch Devli
City Devli
District Bhavnagar
State Gujarat
Address Main Bazar, Devli

These details helps users in online banking and for businesses and individuals who use Saurashtra Gramin Bank in Devli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000254 for the Devli branch of Saurashtra Gramin Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saurashtra Gramin Bank located in Devli, Devli, Gujarat, are given a unique IFSC like SGBA0000254 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Devli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Devli and Bhavnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Saurashtra Gramin Bank in Devli goes to the correct branch. This is important because Saurashtra Gramin Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SGBA0000254

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Saurashtra Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Devli in Devli.

For example, the IFSC Code SGBA0000254 of Saurashtra Gramin Bank for the Devli branch includes these elements, identifying the bank and the branch location in Devli and Gujarat correctly.

How to Find IFSC Code for Saurashtra Gramin Bank?

To find the IFSC Code SGBA0000254 of Saurashtra Gramin Bank for its Devli branch located in Devli, the following methods can help you out:

Cheque Book

The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Saurashtra Gramin Bank branches in Devli and Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Saurashtra Gramin Bank and go to the branch locator section. Then search for Devli or Devli to find the exact IFSC Code SGBA0000254.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Saurashtra Gramin Bank and Devli will provide accurate information.

How to Use IFSC Code SGBA0000254 for Online Transfers?

Once you have the IFSC Code SGBA0000254 for the Devli branch of Saurashtra Gramin Bank in Devli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SGBA0000254. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000254.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saurashtra Gramin Bank Devli in Devli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Devli, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Saurashtra Gramin Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Devli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Saurashtra Gramin Bank in Devli, Devli?

The IFSC Code is SGBA0000254.

Is the IFSC Code SGBA0000254 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Saurashtra Gramin Bank Devli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Devli branch?

The address of the branch is Main Bazar, Devli located in Devli, Bhavnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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