IFSC Code of Saurashtra Gramin Bank, Biliyala, Rajkot, Gujarat — SGBA0000407

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saurashtra Gramin Bank for its Biliyala branch in Biliyala, Rajkot, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Saurashtra Gramin Bank located in Biliyala or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000407. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Saurashtra Gramin Bank, Biliyala, Biliyala

Here are the main details that are associated with the IFSC Code SGBA0000407 of Saurashtra Gramin Bank for its branch located in Biliyala, within the district of Rajkot in the state of Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use Saurashtra Gramin Bank in Biliyala for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000407 for the Biliyala branch of Saurashtra Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SGBA0000407 is given to every bank branch, including Saurashtra Gramin Bank located in Biliyala, Biliyala, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Saurashtra Gramin Bank branch in Biliyala.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Biliyala and Rajkot.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Biliyala doesn't end up at another location.

Format of the IFSC Code SGBA0000407

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Saurashtra Gramin Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Biliyala in Biliyala.

For example, the IFSC Code SGBA0000407 of Saurashtra Gramin Bank for the Biliyala branch has these elements, identifying the bank and the branch location in Biliyala and Gujarat correctly.

How to Find IFSC Code for Saurashtra Gramin Bank?

If you are looking for the IFSC Code SGBA0000407 of Saurashtra Gramin Bank for its Biliyala branch located in Biliyala, the following methods can help:

Cheque Book

The cheque book that is issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Saurashtra Gramin Bank branches in Biliyala and Rajkot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Saurashtra Gramin Bank and look for the branch locator section, then search for Biliyala or Biliyala to get the exact IFSC Code SGBA0000407.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Saurashtra Gramin Bank and Biliyala, then it will provide you proper information.

How to Use IFSC Code SGBA0000407 for Online Transfers?

If you have the IFSC Code SGBA0000407 for the Biliyala branch of Saurashtra Gramin Bank in Biliyala, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SGBA0000407. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000407.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Saurashtra Gramin Bank Biliyala in Biliyala, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Saurashtra Gramin Bank in Biliyala, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Saurashtra Gramin Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Biliyala manage online transfers as well as cheque clearances with ease.