The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its Bhadradri Co-Op Bank Ltd-Warangal Branch branch in Warangal, Warangal, Telangana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Saraswat Cooperative Bank Limited located in Warangal or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code SRCB0BCB015. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Saraswat Cooperative Bank Limited, Bhadradri Co-Op Bank Ltd-Warangal Branch, Warangal
Here are the key points that are associated with the IFSC Code SRCB0BCB015 of Saraswat Cooperative Bank Limited for its branch located in Warangal, within the district of Warangal in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | Saraswat Cooperative Bank Limited |
| IFSC Code | SRCB0BCB015 |
| Branch | Bhadradri Co-Op Bank Ltd-Warangal Branch |
| City | Warangal |
| District | Warangal |
| State | Telangana |
| Address | H.No.10-12-74, Laxmipuram, Girmajipuram, Kasibugga, Warangal- 506002 |
These details are important not only for users using online banking but also for businesses and individuals who use Saraswat Cooperative Bank Limited in Warangal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SRCB0BCB015 for the Bhadradri Co-Op Bank Ltd-Warangal Branch branch of Saraswat Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saraswat Cooperative Bank Limited located in Bhadradri Co-Op Bank Ltd-Warangal Branch, Warangal, Telangana, are allotted a unique IFSC like SRCB0BCB015 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Warangal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Warangal and Warangal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Saraswat Cooperative Bank Limited in Bhadradri Co-Op Bank Ltd-Warangal Branch reaches the right place, even though there are thousands of branches in Telangana and across India.
Format of the IFSC Code SRCB0BCB015
The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Saraswat Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhadradri Co-Op Bank Ltd-Warangal Branch in Warangal.
For example, the IFSC Code SRCB0BCB015 of Saraswat Cooperative Bank Limited for the Bhadradri Co-Op Bank Ltd-Warangal Branch branch has these elements, identifying the bank and the branch location in Warangal and Telangana correctly.
How to Find IFSC Code for Saraswat Cooperative Bank Limited?
If you are trying to find the IFSC Code SRCB0BCB015 of Saraswat Cooperative Bank Limited for its Bhadradri Co-Op Bank Ltd-Warangal Branch branch located in Warangal, the following methods can help:
Cheque Book
The cheque book issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Saraswat Cooperative Bank Limited branches in Warangal and Warangal, print them on the first page of your passbook.
Bank Website
Visit the official website of Saraswat Cooperative Bank Limited and navigate to the branch locator section. Search for Bhadradri Co-Op Bank Ltd-Warangal Branch or Warangal to get the exact IFSC Code SRCB0BCB015.
Mobile Banking App
If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saraswat Cooperative Bank Limited and Warangal, you'll get the correct details.
How to Use IFSC Code SRCB0BCB015 for Online Transfers?
Once you have the IFSC Code SRCB0BCB015 for the Bhadradri Co-Op Bank Ltd-Warangal Branch branch of Saraswat Cooperative Bank Limited in Warangal, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SRCB0BCB015. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0BCB015.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Saraswat Cooperative Bank Limited Bhadradri Co-Op Bank Ltd-Warangal Branch in Warangal, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in Bhadradri Co-Op Bank Ltd-Warangal Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saraswat Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Warangal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SRCB0BCB015.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is H.No.10-12-74, Laxmipuram, Girmajipuram, Kasibugga, Warangal- 506002 located in Warangal, Warangal, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.