The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its The Chembur Nagarik Sahakari Bank Ltd.Thane Branch branch in Thane, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Saraswat Cooperative Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SRCB0CNS015. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Saraswat Cooperative Bank Limited, The Chembur Nagarik Sahakari Bank Ltd.Thane Branch, Thane
The table below shows the main details of the IFSC Code SRCB0CNS015 for the Saraswat Cooperative Bank Limited branch in Thane, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Saraswat Cooperative Bank Limited |
| IFSC Code | SRCB0CNS015 |
| Branch | The Chembur Nagarik Sahakari Bank Ltd.Thane Branch |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Shop No.1 & 4 B & C Wing,Shree Gajanan Heights,Sawantwadi,Kamanagar Hospital Road,Ramchandra Nagar-1,Thane-400075 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Saraswat Cooperative Bank Limited in Thane for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SRCB0CNS015 for the The Chembur Nagarik Sahakari Bank Ltd.Thane Branch branch of Saraswat Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saraswat Cooperative Bank Limited located in The Chembur Nagarik Sahakari Bank Ltd.Thane Branch, Thane, Maharashtra, is provided with a unique IFSC like SRCB0CNS015 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Saraswat Cooperative Bank Limited branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Saraswat Cooperative Bank Limited in The Chembur Nagarik Sahakari Bank Ltd.Thane Branch do not get mixed with another location.
Format of the IFSC Code SRCB0CNS015
This is the format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Saraswat Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Chembur Nagarik Sahakari Bank Ltd.Thane Branch in Thane.
For example, the IFSC Code SRCB0CNS015 of Saraswat Cooperative Bank Limited for the The Chembur Nagarik Sahakari Bank Ltd.Thane Branch branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Saraswat Cooperative Bank Limited?
If you are trying to find the IFSC Code SRCB0CNS015 of Saraswat Cooperative Bank Limited for its The Chembur Nagarik Sahakari Bank Ltd.Thane Branch branch located in Thane, the following methods can help:
Cheque Book
The cheque books that are issued by Saraswat Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Saraswat Cooperative Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Saraswat Cooperative Bank Limited and find the branch locator section. Search for The Chembur Nagarik Sahakari Bank Ltd.Thane Branch or Thane to get the exact IFSC Code SRCB0CNS015.
Mobile Banking App
If you use Saraswat Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Saraswat Cooperative Bank Limited and Thane that will provide accurate information.
How to Use IFSC Code SRCB0CNS015 for Online Transfers?
Once you have the IFSC Code SRCB0CNS015 for the The Chembur Nagarik Sahakari Bank Ltd.Thane Branch branch of Saraswat Cooperative Bank Limited in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SRCB0CNS015. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0CNS015.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saraswat Cooperative Bank Limited The Chembur Nagarik Sahakari Bank Ltd.Thane Branch in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in The Chembur Nagarik Sahakari Bank Ltd.Thane Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saraswat Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Chembur Nagarik Sahakari Bank Ltd.Thane Branch Thane branch is SRCB0CNS015.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No.1 & 4 B & C Wing,Shree Gajanan Heights,Sawantwadi,Kamanagar Hospital Road,Ramchandra Nagar-1,Thane-400075.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.