IFSC Code of Saraswat Cooperative Bank Limited, Mira Road Branch, Mira-Bhayandar, Maharashtra — SRCB0000246

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its Mira Road Branch branch in Thane, Mira-Bhayandar, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Saraswat Cooperative Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SRCB0000246. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Saraswat Cooperative Bank Limited, Mira Road Branch, Thane

Below in the table are the key details related to IFSC Code SRCB0000246 of Saraswat Cooperative Bank Limited for its branch located in Thane, within the district of Mira-Bhayandar in the state of Maharashtra.

These details are essential not only for online banking users but also for businesses and individuals who use Saraswat Cooperative Bank Limited in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SRCB0000246 for the Mira Road Branch branch of Saraswat Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saraswat Cooperative Bank Limited located in Mira Road Branch, Thane, Maharashtra, are given a unique IFSC like SRCB0000246 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Thane.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Thane and Mira-Bhayandar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Saraswat Cooperative Bank Limited in Mira Road Branch goes to the correct branch. This is important because Saraswat Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SRCB0000246

The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Saraswat Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mira Road Branch in Thane.

For example, the IFSC Code SRCB0000246 of Saraswat Cooperative Bank Limited for the Mira Road Branch branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Saraswat Cooperative Bank Limited?

If you are trying to find the IFSC Code SRCB0000246 of Saraswat Cooperative Bank Limited for its Mira Road Branch branch located in Thane, the following methods can help:

Cheque Book

The cheque books that are issued by Saraswat Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Saraswat Cooperative Bank Limited branches in Thane and Mira-Bhayandar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Saraswat Cooperative Bank Limited and find the branch locator section. Search for Mira Road Branch or Thane to get the exact IFSC Code SRCB0000246.

Mobile Banking App

If you use Saraswat Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Saraswat Cooperative Bank Limited and Thane that will provide accurate information.

How to Use IFSC Code SRCB0000246 for Online Transfers?

Once you have the IFSC Code SRCB0000246 for the Mira Road Branch branch of Saraswat Cooperative Bank Limited in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SRCB0000246. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0000246.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saraswat Cooperative Bank Limited Mira Road Branch in Thane may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in Mira Road Branch, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Saraswat Cooperative Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.