The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its Bhadradri Co-Op Bank Ltd-Suryapet Branch branch in Suryapet, Suryapet, Telangana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Saraswat Cooperative Bank Limited located in Suryapet or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code SRCB0BCB014. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Saraswat Cooperative Bank Limited, Bhadradri Co-Op Bank Ltd-Suryapet Branch, Suryapet
Here are the main details that are associated with the IFSC Code SRCB0BCB014 of Saraswat Cooperative Bank Limited for its branch located in Suryapet, within the district of Suryapet in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | Saraswat Cooperative Bank Limited |
| IFSC Code | SRCB0BCB014 |
| Branch | Bhadradri Co-Op Bank Ltd-Suryapet Branch |
| City | Suryapet |
| District | Suryapet |
| State | Telangana |
| Address | H.No.1-2-270/56/D, M.G Road, Suryapet- 508213 |
These details help users in online banking and for businesses and individuals who use Saraswat Cooperative Bank Limited in Suryapet for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SRCB0BCB014 for the Bhadradri Co-Op Bank Ltd-Suryapet Branch branch of Saraswat Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saraswat Cooperative Bank Limited located in Bhadradri Co-Op Bank Ltd-Suryapet Branch, Suryapet, Telangana, is provided with a unique IFSC like SRCB0BCB014 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Saraswat Cooperative Bank Limited branch in Suryapet.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Suryapet and Suryapet.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Telangana and the rest of India and the IFSC Code ensures that transactions meant for Saraswat Cooperative Bank Limited in Bhadradri Co-Op Bank Ltd-Suryapet Branch do not get mixed with another location.
Format of the IFSC Code SRCB0BCB014
The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Saraswat Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhadradri Co-Op Bank Ltd-Suryapet Branch in Suryapet.
For example, the IFSC Code SRCB0BCB014 of Saraswat Cooperative Bank Limited for the Bhadradri Co-Op Bank Ltd-Suryapet Branch branch includes these elements, identifying the bank and the branch location in Suryapet and Telangana accurately.
How to Find IFSC Code for Saraswat Cooperative Bank Limited?
If you are looking for the IFSC Code SRCB0BCB014 of Saraswat Cooperative Bank Limited for its Bhadradri Co-Op Bank Ltd-Suryapet Branch branch located in Suryapet, the following methods can help:
Cheque Book
The cheque book that is issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Saraswat Cooperative Bank Limited branches in Suryapet and Suryapet, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Saraswat Cooperative Bank Limited and look for the branch locator section, then search for Bhadradri Co-Op Bank Ltd-Suryapet Branch or Suryapet to get the exact IFSC Code SRCB0BCB014.
Mobile Banking App
If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Saraswat Cooperative Bank Limited and Suryapet, then it will provide you proper information.
How to Use IFSC Code SRCB0BCB014 for Online Transfers?
Once you have the IFSC Code SRCB0BCB014 for the Bhadradri Co-Op Bank Ltd-Suryapet Branch branch of Saraswat Cooperative Bank Limited in Suryapet, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SRCB0BCB014. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0BCB014.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saraswat Cooperative Bank Limited Bhadradri Co-Op Bank Ltd-Suryapet Branch in Suryapet may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in Bhadradri Co-Op Bank Ltd-Suryapet Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saraswat Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Suryapet manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SRCB0BCB014.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is H.No.1-2-270/56/D, M.G Road, Suryapet- 508213 located in Suryapet, Suryapet, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.