IFSC Code of Saraswat Cooperative Bank Limited, S N Road, Panvel, Panvel, Maharashtra — SRCB0000199

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its S N Road, Panvel branch in Raigad, Panvel, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Saraswat Cooperative Bank Limited situated in Raigad or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code SRCB0000199. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saraswat Cooperative Bank Limited, S N Road, Panvel, Raigad

The table below shows the main details of the IFSC Code SRCB0000199 for the Saraswat Cooperative Bank Limited branch in Raigad, which falls under the Panvel district in Maharashtra.

These details are crucial, not just for online banking users but also for businesses and individuals who use Saraswat Cooperative Bank Limited in Raigad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SRCB0000199 for the S N Road, Panvel branch of Saraswat Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SRCB0000199 is given to every bank branch, including Saraswat Cooperative Bank Limited located in S N Road, Panvel, Raigad, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Saraswat Cooperative Bank Limited branch in Raigad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Raigad and Panvel.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Saraswat Cooperative Bank Limited in S N Road, Panvel doesn't end up at another location.

Format of the IFSC Code SRCB0000199

The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Saraswat Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as S N Road, Panvel in Raigad.

For example, the IFSC Code SRCB0000199 of Saraswat Cooperative Bank Limited for the S N Road, Panvel branch includes these elements, identifying the bank and the branch location in Raigad and Maharashtra correctly.

How to Find IFSC Code for Saraswat Cooperative Bank Limited?

If you are trying to find the IFSC Code SRCB0000199 of Saraswat Cooperative Bank Limited for its S N Road, Panvel branch located in Raigad, the following methods can help:

Cheque Book

The cheque book issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Saraswat Cooperative Bank Limited branches in Raigad and Panvel, print them on the first page of your passbook.

Bank Website

Visit the official website of Saraswat Cooperative Bank Limited and navigate to the branch locator section. Search for S N Road, Panvel or Raigad to get the exact IFSC Code SRCB0000199.

Mobile Banking App

If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saraswat Cooperative Bank Limited and Raigad, you'll get the correct details.

How to Use IFSC Code SRCB0000199 for Online Transfers?

Once you have the IFSC Code SRCB0000199 for the S N Road, Panvel branch of Saraswat Cooperative Bank Limited in Raigad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SRCB0000199. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0000199.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saraswat Cooperative Bank Limited S N Road, Panvel in Raigad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Saraswat Cooperative Bank Limited in S N Road, Panvel, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Saraswat Cooperative Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Raigad manage online transfers as well as cheque clearances with ease.