The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its Nasik Main Road branch in Nasik, Nashik, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Saraswat Cooperative Bank Limited located in Nasik or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SRCB0000202. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Saraswat Cooperative Bank Limited, Nasik Main Road, Nasik

Here are the key points that are associated with the IFSC Code SRCB0000202 of Saraswat Cooperative Bank Limited for its branch located in Nasik, within the district of Nashik in the state of Maharashtra.

Particulars Details
Bank Saraswat Cooperative Bank Limited
IFSC Code SRCB0000202
Branch Nasik Main Road
City Nasik
District Nashik
State Maharashtra
Address G 4 And 5, Suyojit Ratan Mall, Opp. Nehru Garden, Shalimar, Nashik 422 001.

These details are important not only for users using online banking but also for businesses and individuals who use Saraswat Cooperative Bank Limited in Nasik for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SRCB0000202 for the Nasik Main Road branch of Saraswat Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saraswat Cooperative Bank Limited located in Nasik Main Road, Nasik, Maharashtra, is provided a unique IFSC like SRCB0000202 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Saraswat Cooperative Bank Limited branch in Nasik.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Nasik and Nashik.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Saraswat Cooperative Bank Limited in Nasik Main Road do not get misguided to another person.

Format of the IFSC Code SRCB0000202

The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Saraswat Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nasik Main Road in Nasik.

For example, the IFSC Code SRCB0000202 of Saraswat Cooperative Bank Limited for the Nasik Main Road branch includes these elements, identifying the bank and the branch location in Nasik and Maharashtra accurately.

How to Find IFSC Code for Saraswat Cooperative Bank Limited?

If you are trying to find the IFSC Code SRCB0000202 of Saraswat Cooperative Bank Limited for its Nasik Main Road branch located in Nasik, the following methods can help:

Cheque Book

The cheque book issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Saraswat Cooperative Bank Limited branches in Nasik and Nashik, print them on the first page of your passbook.

Bank Website

Visit the official website of Saraswat Cooperative Bank Limited and navigate to the branch locator section. Search for Nasik Main Road or Nasik to get the exact IFSC Code SRCB0000202.

Mobile Banking App

If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saraswat Cooperative Bank Limited and Nasik, you'll get the correct details.

How to Use IFSC Code SRCB0000202 for Online Transfers?

If you have the IFSC Code SRCB0000202 for the Nasik Main Road branch of Saraswat Cooperative Bank Limited in Nasik, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SRCB0000202. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0000202.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Saraswat Cooperative Bank Limited Nasik Main Road in Nasik, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Saraswat Cooperative Bank Limited in Nasik Main Road, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Saraswat Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Nasik manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Saraswat Cooperative Bank Limited in Nasik Main Road, Nasik?

The IFSC Code is SRCB0000202.

Is the IFSC Code SRCB0000202 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Saraswat Cooperative Bank Limited Nasik Main Road?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nasik Main Road branch?

The address of the branch is G 4 And 5, Suyojit Ratan Mall, Opp. Nehru Garden, Shalimar, Nashik 422 001. located in Nasik, Nashik, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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