The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its Bhadradri C U Bank- Rotarynagar branch in Khammam, Khammam, Telangana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Saraswat Cooperative Bank Limited located in Khammam or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code SRCB0BCB008. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Saraswat Cooperative Bank Limited, Bhadradri C U Bank- Rotarynagar, Khammam
Here are some of the key details that come with the IFSC Code SRCB0BCB008 of Saraswat Cooperative Bank Limited for its branch located in Khammam, within the district of Khammam in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | Saraswat Cooperative Bank Limited |
| IFSC Code | SRCB0BCB008 |
| Branch | Bhadradri C U Bank- Rotarynagar |
| City | Khammam |
| District | Khammam |
| State | Telangana |
| Address | H.No.2-4-581,Opp.Parnasala,Rotary Nagar,Khammam |
These details are important not only for users using online banking but also for businesses and individuals who use Saraswat Cooperative Bank Limited in Khammam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SRCB0BCB008 for the Bhadradri C U Bank- Rotarynagar branch of Saraswat Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saraswat Cooperative Bank Limited located in Bhadradri C U Bank- Rotarynagar, Khammam, Telangana, is provided a unique IFSC like SRCB0BCB008 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Saraswat Cooperative Bank Limited branch in Khammam.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Khammam and Khammam.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Telangana and the rest of India, the IFSC Code ensures that transactions meant for Saraswat Cooperative Bank Limited in Bhadradri C U Bank- Rotarynagar do not get misguided to another person.
Format of the IFSC Code SRCB0BCB008
The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Saraswat Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhadradri C U Bank- Rotarynagar in Khammam.
For example, the IFSC Code SRCB0BCB008 of Saraswat Cooperative Bank Limited for the Bhadradri C U Bank- Rotarynagar branch includes these elements, identifying the bank and the branch location in Khammam and Telangana correctly.
How to Find IFSC Code for Saraswat Cooperative Bank Limited?
To find the IFSC Code SRCB0BCB008 of Saraswat Cooperative Bank Limited for its Bhadradri C U Bank- Rotarynagar branch located in Khammam, the following methods can help you out:
Cheque Book
The cheque book issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Saraswat Cooperative Bank Limited branches in Khammam and Khammam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Saraswat Cooperative Bank Limited and go to the branch locator section. Then search for Bhadradri C U Bank- Rotarynagar or Khammam to find the exact IFSC Code SRCB0BCB008.
Mobile Banking App
If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Saraswat Cooperative Bank Limited and Khammam will provide accurate information.
How to Use IFSC Code SRCB0BCB008 for Online Transfers?
Once you have the IFSC Code SRCB0BCB008 for the Bhadradri C U Bank- Rotarynagar branch of Saraswat Cooperative Bank Limited in Khammam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SRCB0BCB008. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0BCB008.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saraswat Cooperative Bank Limited Bhadradri C U Bank- Rotarynagar in Khammam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in Bhadradri C U Bank- Rotarynagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saraswat Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Khammam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhadradri C U Bank- Rotarynagar Khammam branch is SRCB0BCB008.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at H.No.2-4-581,Opp.Parnasala,Rotary Nagar,Khammam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.