Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Saraswat Cooperative Bank Limited for its Bhadradri C U Bank- Manuguru branch in Khammam, Manuguru, or Telangana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Saraswat Cooperative Bank Limited located in Khammam or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code SRCB0BCB009. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saraswat Cooperative Bank Limited, Bhadradri C U Bank- Manuguru, Khammam

Here are the main details that are associated with the IFSC Code SRCB0BCB009 of Saraswat Cooperative Bank Limited for its branch located in Khammam, within the district of Manuguru in the state of Telangana.

Particulars Details
Bank Saraswat Cooperative Bank Limited
IFSC Code SRCB0BCB009
Branch Bhadradri C U Bank- Manuguru
City Khammam
District Manuguru
State Telangana
Address H No8-2-367,Main Road,Manuguru

These details helps users in online banking and for businesses and individuals who use Saraswat Cooperative Bank Limited in Khammam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SRCB0BCB009 for the Bhadradri C U Bank- Manuguru branch of Saraswat Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saraswat Cooperative Bank Limited located in Bhadradri C U Bank- Manuguru, Khammam, Telangana, are allotted a unique IFSC like SRCB0BCB009 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Khammam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Khammam and Manuguru.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Saraswat Cooperative Bank Limited in Bhadradri C U Bank- Manuguru reaches the right place, even though there are thousands of branches in Telangana and across India.

Format of the IFSC Code SRCB0BCB009

The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Saraswat Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhadradri C U Bank- Manuguru in Khammam.

For example, the IFSC Code SRCB0BCB009 of Saraswat Cooperative Bank Limited for the Bhadradri C U Bank- Manuguru branch includes these elements, identifying the bank and the branch location in Khammam and Telangana correctly.

How to Find IFSC Code for Saraswat Cooperative Bank Limited?

If you are looking for the IFSC Code SRCB0BCB009 of Saraswat Cooperative Bank Limited for its Bhadradri C U Bank- Manuguru branch located in Khammam, the following methods can help:

Cheque Book

The cheque book that is issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Saraswat Cooperative Bank Limited branches in Khammam and Manuguru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Saraswat Cooperative Bank Limited and look for the branch locator section, then search for Bhadradri C U Bank- Manuguru or Khammam to get the exact IFSC Code SRCB0BCB009.

Mobile Banking App

If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Saraswat Cooperative Bank Limited and Khammam, then it will provide you proper information.

How to Use IFSC Code SRCB0BCB009 for Online Transfers?

Once you have the IFSC Code SRCB0BCB009 for the Bhadradri C U Bank- Manuguru branch of Saraswat Cooperative Bank Limited in Khammam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SRCB0BCB009. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0BCB009.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saraswat Cooperative Bank Limited Bhadradri C U Bank- Manuguru in Khammam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in Bhadradri C U Bank- Manuguru, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Saraswat Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Khammam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Saraswat Cooperative Bank Limited Bhadradri C U Bank- Manuguru Khammam?

The IFSC Code of the Bhadradri C U Bank- Manuguru Khammam branch is SRCB0BCB009.

Is IFSC Code SRCB0BCB009 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Saraswat Cooperative Bank Limited Bhadradri C U Bank- Manuguru branch?

The branch is located at H No8-2-367,Main Road,Manuguru.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.