Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its Bhadradri C U Bank- Bhadrachalam branch in Khammam, Bhadrachalam, Telangana, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Saraswat Cooperative Bank Limited located in Khammam or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code SRCB0BCB003. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Saraswat Cooperative Bank Limited, Bhadradri C U Bank- Bhadrachalam, Khammam
The table below shows the main details of the IFSC Code SRCB0BCB003 for the Saraswat Cooperative Bank Limited branch in Khammam, which falls under the Bhadrachalam district in Telangana.
| Particulars | Details |
|---|---|
| Bank | Saraswat Cooperative Bank Limited |
| IFSC Code | SRCB0BCB003 |
| Branch | Bhadradri C U Bank- Bhadrachalam |
| City | Khammam |
| District | Bhadrachalam |
| State | Telangana |
| Address | H.No.12-1-6/6B,Bank Street,Bhadrachalam |
These details help users in online banking and for businesses and individuals who use Saraswat Cooperative Bank Limited in Khammam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SRCB0BCB003 for the Bhadradri C U Bank- Bhadrachalam branch of Saraswat Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saraswat Cooperative Bank Limited located in Bhadradri C U Bank- Bhadrachalam, Khammam, Telangana, are given a unique IFSC like SRCB0BCB003 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Khammam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Khammam and Bhadrachalam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Saraswat Cooperative Bank Limited in Bhadradri C U Bank- Bhadrachalam goes to the correct branch. This is important because Saraswat Cooperative Bank Limited has thousands of branches in Telangana and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SRCB0BCB003
This is the format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Saraswat Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhadradri C U Bank- Bhadrachalam in Khammam.
For example, the IFSC Code SRCB0BCB003 of Saraswat Cooperative Bank Limited for the Bhadradri C U Bank- Bhadrachalam branch includes these elements, identifying the bank and the branch location in Khammam and Telangana accurately.
How to Find IFSC Code for Saraswat Cooperative Bank Limited?
If you are trying to find the IFSC Code SRCB0BCB003 of Saraswat Cooperative Bank Limited for its Bhadradri C U Bank- Bhadrachalam branch located in Khammam, the following methods can help:
Cheque Book
The cheque book issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Saraswat Cooperative Bank Limited branches in Khammam and Bhadrachalam, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Saraswat Cooperative Bank Limited and navigate to the branch locator section. Search for Bhadradri C U Bank- Bhadrachalam or Khammam to get the exact IFSC Code SRCB0BCB003.
Mobile Banking App
If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saraswat Cooperative Bank Limited and Khammam, you'll get the correct details.
How to Use IFSC Code SRCB0BCB003 for Online Transfers?
Once you have the IFSC Code SRCB0BCB003 for the Bhadradri C U Bank- Bhadrachalam branch of Saraswat Cooperative Bank Limited in Khammam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SRCB0BCB003. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0BCB003.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saraswat Cooperative Bank Limited Bhadradri C U Bank- Bhadrachalam in Khammam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in Bhadradri C U Bank- Bhadrachalam, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saraswat Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Khammam manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhadradri C U Bank- Bhadrachalam Khammam branch is SRCB0BCB003.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at H.No.12-1-6/6B,Bank Street,Bhadrachalam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.