IFSC Code of Saraswat Cooperative Bank Limited, Bhavanthi Street, Mangalore, Karnataka — SRCB0000240

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its Bhavanthi Street branch in Dakshin Kannad, Mangalore, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Saraswat Cooperative Bank Limited located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SRCB0000240. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saraswat Cooperative Bank Limited, Bhavanthi Street, Dakshin Kannad

Below in the table are the key details related to IFSC Code SRCB0000240 of Saraswat Cooperative Bank Limited for its branch located in Dakshin Kannad, within the district of Mangalore in the state of Karnataka.

These details are important not only for users using online banking but also for businesses and individuals who use Saraswat Cooperative Bank Limited in Dakshin Kannad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SRCB0000240 for the Bhavanthi Street branch of Saraswat Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saraswat Cooperative Bank Limited located in Bhavanthi Street, Dakshin Kannad, Karnataka, is provided a unique IFSC like SRCB0000240 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Saraswat Cooperative Bank Limited branch in Dakshin Kannad.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Dakshin Kannad and Mangalore.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Saraswat Cooperative Bank Limited in Bhavanthi Street do not get misguided to another person.

Format of the IFSC Code SRCB0000240

The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Saraswat Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhavanthi Street in Dakshin Kannad.

For example, the IFSC Code SRCB0000240 of Saraswat Cooperative Bank Limited for the Bhavanthi Street branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka correctly.

How to Find IFSC Code for Saraswat Cooperative Bank Limited?

If you are trying to find the IFSC Code SRCB0000240 of Saraswat Cooperative Bank Limited for its Bhavanthi Street branch located in Dakshin Kannad, the following methods can help:

Cheque Book

The cheque books that are issued by Saraswat Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Saraswat Cooperative Bank Limited branches in Dakshin Kannad and Mangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Saraswat Cooperative Bank Limited and find the branch locator section. Search for Bhavanthi Street or Dakshin Kannad to get the exact IFSC Code SRCB0000240.

Mobile Banking App

If you use Saraswat Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Saraswat Cooperative Bank Limited and Dakshin Kannad that will provide accurate information.

How to Use IFSC Code SRCB0000240 for Online Transfers?

Once you have the IFSC Code SRCB0000240 for the Bhavanthi Street branch of Saraswat Cooperative Bank Limited in Dakshin Kannad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SRCB0000240. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0000240.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Saraswat Cooperative Bank Limited Bhavanthi Street in Dakshin Kannad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in Bhavanthi Street, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Saraswat Cooperative Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dakshin Kannad manage online transfers as well as cheque clearances with ease.