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IFSC Code of Saraswat Cooperative Bank Limited, C.G. Road Branch, Ahmedabad, Gujarat — SRCB0000362

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Saraswat Cooperative Bank Limited for its C.G. Road Branch branch in Ahmadabad, Ahmedabad, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Saraswat Cooperative Bank Limited located in Ahmadabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SRCB0000362. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saraswat Cooperative Bank Limited, C.G. Road Branch, Ahmadabad

Here are the main details that are associated with the IFSC Code SRCB0000362 of Saraswat Cooperative Bank Limited for its branch located in Ahmadabad, within the district of Ahmedabad in the state of Gujarat.

Particulars Details
Bank Saraswat Cooperative Bank Limited
IFSC Code SRCB0000362
Branch C.G. Road Branch
City Ahmadabad
District Ahmedabad
State Gujarat
Address 3, Eye Complex, Unit No.7 And 8, Panchvati, Panch Rasta, C.G. Road, Ahmedabad 380 006.

These details are essential not only for online banking users but also for businesses and individuals who use Saraswat Cooperative Bank Limited in Ahmadabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SRCB0000362 for the C.G. Road Branch branch of Saraswat Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saraswat Cooperative Bank Limited located in C.G. Road Branch, Ahmadabad, Gujarat, are allotted a unique IFSC like SRCB0000362 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ahmadabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ahmadabad and Ahmedabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Saraswat Cooperative Bank Limited in C.G. Road Branch reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SRCB0000362

This is the format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Saraswat Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as C.G. Road Branch in Ahmadabad.

For example, the IFSC Code SRCB0000362 of Saraswat Cooperative Bank Limited for the C.G. Road Branch branch includes these elements, identifying the bank and the branch location in Ahmadabad and Gujarat accurately.

How to Find IFSC Code for Saraswat Cooperative Bank Limited?

To find the IFSC Code SRCB0000362 of Saraswat Cooperative Bank Limited for its C.G. Road Branch branch located in Ahmadabad, the following methods can help you out:

Cheque Book

The cheque book issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Saraswat Cooperative Bank Limited branches in Ahmadabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Saraswat Cooperative Bank Limited and go to the branch locator section. Then search for C.G. Road Branch or Ahmadabad to find the exact IFSC Code SRCB0000362.

Mobile Banking App

If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Saraswat Cooperative Bank Limited and Ahmadabad will provide accurate information.

How to Use IFSC Code SRCB0000362 for Online Transfers?

Once you have the IFSC Code SRCB0000362 for the C.G. Road Branch branch of Saraswat Cooperative Bank Limited in Ahmadabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SRCB0000362. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0000362.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saraswat Cooperative Bank Limited C.G. Road Branch in Ahmadabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in C.G. Road Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Saraswat Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ahmadabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Saraswat Cooperative Bank Limited in C.G. Road Branch, Ahmadabad?

The IFSC Code is SRCB0000362.

Is the IFSC Code SRCB0000362 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Saraswat Cooperative Bank Limited C.G. Road Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the C.G. Road Branch branch?

The address of the branch is 3, Eye Complex, Unit No.7 And 8, Panchvati, Panch Rasta, C.G. Road, Ahmedabad 380 006. located in Ahmadabad, Ahmedabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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