Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Saraspur Nagrik Co Operative Bank Ltd Saraspur for its Gota Brach branch in Ahmedabad, Ahmedabad, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Saraspur Nagrik Co Operative Bank Ltd Saraspur located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SNBK0000010. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Saraspur Nagrik Co Operative Bank Ltd Saraspur, Gota Brach, Ahmedabad
Here are the main details that are associated with the IFSC Code SNBK0000010 of Saraspur Nagrik Co Operative Bank Ltd Saraspur for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Saraspur Nagrik Co Operative Bank Ltd Saraspur |
| IFSC Code | SNBK0000010 |
| Branch | Gota Brach |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | 29 First Floor,Shukun Residency,Vandemataram Road,Gota,Ahmedabad |
These details are crucial, not just for online banking users but also for businesses and individuals who use Saraspur Nagrik Co Operative Bank Ltd Saraspur in Ahmedabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SNBK0000010 for the Gota Brach branch of Saraspur Nagrik Co Operative Bank Ltd Saraspur has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saraspur Nagrik Co Operative Bank Ltd Saraspur located in Gota Brach, Ahmedabad, Gujarat, is provided with a unique IFSC like SNBK0000010 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Saraspur Nagrik Co Operative Bank Ltd Saraspur branch in Ahmedabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ahmedabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Saraspur Nagrik Co Operative Bank Ltd Saraspur in Gota Brach do not get mixed with another location.
Format of the IFSC Code SNBK0000010
The format of the IFSC Code for banks, including Saraspur Nagrik Co Operative Bank Ltd Saraspur, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Saraspur Nagrik Co Operative Bank Ltd Saraspur, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gota Brach in Ahmedabad.
For example, the IFSC Code SNBK0000010 of Saraspur Nagrik Co Operative Bank Ltd Saraspur for the Gota Brach branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.
How to Find IFSC Code for Saraspur Nagrik Co Operative Bank Ltd Saraspur?
If you are trying to find the IFSC Code SNBK0000010 of Saraspur Nagrik Co Operative Bank Ltd Saraspur for its Gota Brach branch located in Ahmedabad, the following methods can help:
Cheque Book
The cheque books that are issued by Saraspur Nagrik Co Operative Bank Ltd Saraspur include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Saraspur Nagrik Co Operative Bank Ltd Saraspur branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Saraspur Nagrik Co Operative Bank Ltd Saraspur and find the branch locator section. Search for Gota Brach or Ahmedabad to get the exact IFSC Code SNBK0000010.
Mobile Banking App
If you use Saraspur Nagrik Co Operative Bank Ltd Saraspur's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Saraspur Nagrik Co Operative Bank Ltd Saraspur and Ahmedabad that will provide accurate information.
How to Use IFSC Code SNBK0000010 for Online Transfers?
If you have the IFSC Code SNBK0000010 for the Gota Brach branch of Saraspur Nagrik Co Operative Bank Ltd Saraspur in Ahmedabad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SNBK0000010. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Saraspur Nagrik Co Operative Bank Ltd Saraspur IFSC Code SNBK0000010.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Saraspur Nagrik Co Operative Bank Ltd Saraspur Gota Brach in Ahmedabad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saraspur Nagrik Co Operative Bank Ltd Saraspur in Gota Brach, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saraspur Nagrik Co Operative Bank Ltd Saraspur website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ahmedabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SNBK0000010.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 29 First Floor,Shukun Residency,Vandemataram Road,Gota,Ahmedabad located in Ahmedabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.