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IFSC Code of Rbl Bank Limited, Mahmoorganj,Varanasi, Varanasi, Uttar Pradesh — RATN0000449

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Rbl Bank Limited for its Mahmoorganj,Varanasi branch in Varanasi, Varanasi, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Rbl Bank Limited located in Varanasi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code RATN0000449. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Rbl Bank Limited, Mahmoorganj,Varanasi, Varanasi

The table below shows the main details of the IFSC Code RATN0000449 for the Rbl Bank Limited branch in Varanasi, which falls under the Varanasi district in Uttar Pradesh.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000449
Branch Mahmoorganj,Varanasi
City Varanasi
District Varanasi
State Uttar Pradesh
Address D 63/6-B-1,Plot No.1,Shivaji Nagar Colony,Mehmoorganj,Varanasi-221010

These details are crucial, not just for online banking users but also for businesses and individuals who use Rbl Bank Limited in Varanasi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000449 for the Mahmoorganj,Varanasi branch of Rbl Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like RATN0000449 is given to every bank branch, including Rbl Bank Limited located in Mahmoorganj,Varanasi, Varanasi, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Rbl Bank Limited branch in Varanasi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Varanasi and Varanasi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Rbl Bank Limited in Mahmoorganj,Varanasi doesn't end up at another location.

Format of the IFSC Code RATN0000449

This is the format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Rbl Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mahmoorganj,Varanasi in Varanasi.

For example, the IFSC Code RATN0000449 of Rbl Bank Limited for the Mahmoorganj,Varanasi branch includes these elements, identifying the bank and the branch location in Varanasi and Uttar Pradesh accurately.

How to Find IFSC Code for Rbl Bank Limited?

If you are trying to find the IFSC Code RATN0000449 of Rbl Bank Limited for its Mahmoorganj,Varanasi branch located in Varanasi, the following methods can help:

Cheque Book

The cheque book issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Rbl Bank Limited branches in Varanasi and Varanasi, print them on the first page of your passbook.

Bank Website

Visit the official website of Rbl Bank Limited and navigate to the branch locator section. Search for Mahmoorganj,Varanasi or Varanasi to get the exact IFSC Code RATN0000449.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Rbl Bank Limited and Varanasi, you'll get the correct details.

How to Use IFSC Code RATN0000449 for Online Transfers?

If you have the IFSC Code RATN0000449 for the Mahmoorganj,Varanasi branch of Rbl Bank Limited in Varanasi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code RATN0000449. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Rbl Bank Limited IFSC Code RATN0000449.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Rbl Bank Limited Mahmoorganj,Varanasi in Varanasi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Mahmoorganj,Varanasi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Varanasi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited Mahmoorganj,Varanasi Varanasi?

The IFSC Code of the Mahmoorganj,Varanasi Varanasi branch is RATN0000449.

Is IFSC Code RATN0000449 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Rbl Bank Limited Mahmoorganj,Varanasi branch?

The branch is located at D 63/6-B-1,Plot No.1,Shivaji Nagar Colony,Mehmoorganj,Varanasi-221010.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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