The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Rbl Bank Limited for its Vesu,Surat,Guj branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Rbl Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code RATN0000467. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Rbl Bank Limited, Vesu,Surat,Guj, Surat
Here are some of the key details that come with the IFSC Code RATN0000467 of Rbl Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Rbl Bank Limited |
| IFSC Code | RATN0000467 |
| Branch | Vesu,Surat,Guj |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | Shop No.8, Ground Floor, Shubh Universal, Opp. Vijayalaxmi Hall, Vesu Main Road, Vesu Main Road, Vesu, Surat -395007 |
These details are essential not only for online banking users but also for businesses and individuals who use Rbl Bank Limited in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000467 for the Vesu,Surat,Guj branch of Rbl Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Vesu,Surat,Guj, Surat, Gujarat, is provided a unique IFSC like RATN0000467 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Rbl Bank Limited branch in Surat.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Rbl Bank Limited in Vesu,Surat,Guj do not get misguided to another person.
Format of the IFSC Code RATN0000467
The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Rbl Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vesu,Surat,Guj in Surat.
For example, the IFSC Code RATN0000467 of Rbl Bank Limited for the Vesu,Surat,Guj branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for Rbl Bank Limited?
If you are trying to find the IFSC Code RATN0000467 of Rbl Bank Limited for its Vesu,Surat,Guj branch located in Surat, the following methods can help:
Cheque Book
The cheque books that are issued by Rbl Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Rbl Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Rbl Bank Limited and find the branch locator section. Search for Vesu,Surat,Guj or Surat to get the exact IFSC Code RATN0000467.
Mobile Banking App
If you use Rbl Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Rbl Bank Limited and Surat that will provide accurate information.
How to Use IFSC Code RATN0000467 for Online Transfers?
Once you have the IFSC Code RATN0000467 for the Vesu,Surat,Guj branch of Rbl Bank Limited in Surat, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code RATN0000467. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Rbl Bank Limited IFSC Code RATN0000467.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Rbl Bank Limited Vesu,Surat,Guj in Surat, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Vesu,Surat,Guj, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Rbl Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is RATN0000467.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No.8, Ground Floor, Shubh Universal, Opp. Vijayalaxmi Hall, Vesu Main Road, Vesu Main Road, Vesu, Surat -395007 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.