The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Rbl Bank Limited for its Bardoli branch in Surat, Bardoli, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Rbl Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code RATN0000131. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Rbl Bank Limited, Bardoli, Surat

The table below shows the main details of the IFSC Code RATN0000131 for the Rbl Bank Limited branch in Surat, which falls under the Bardoli district in Gujarat.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000131
Branch Bardoli
City Surat
District Bardoli
State Gujarat
Address The Ratnakar Bank Ltd,Shop. U/1-2, Empire Plaza, Station Road,Bardoli - 394601

These details help users in online banking and for businesses and individuals who use Rbl Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000131 for the Bardoli branch of Rbl Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Bardoli, Surat, Gujarat, is provided with a unique IFSC like RATN0000131 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Rbl Bank Limited branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Bardoli.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Rbl Bank Limited in Bardoli do not get mixed with another location.

Format of the IFSC Code RATN0000131

The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Rbl Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bardoli in Surat.

For example, the IFSC Code RATN0000131 of Rbl Bank Limited for the Bardoli branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Rbl Bank Limited?

If you are trying to find the IFSC Code RATN0000131 of Rbl Bank Limited for its Bardoli branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Rbl Bank Limited branches in Surat and Bardoli, print them on the first page of your passbook.

Bank Website

Visit the official website of Rbl Bank Limited and navigate to the branch locator section. Search for Bardoli or Surat to get the exact IFSC Code RATN0000131.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Rbl Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code RATN0000131 for Online Transfers?

If you have the IFSC Code RATN0000131 for the Bardoli branch of Rbl Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code RATN0000131. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Rbl Bank Limited IFSC Code RATN0000131.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Rbl Bank Limited Bardoli in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Bardoli, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited in Bardoli, Surat?

The IFSC Code is RATN0000131.

Is the IFSC Code RATN0000131 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Rbl Bank Limited Bardoli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bardoli branch?

The address of the branch is The Ratnakar Bank Ltd,Shop. U/1-2, Empire Plaza, Station Road,Bardoli - 394601 located in Surat, Bardoli, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.