The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Rbl Bank Limited for its Thiruvalla branch in Pathanamthitta, Thiruvalla, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Rbl Bank Limited located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code RATN0000478. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Rbl Bank Limited, Thiruvalla, Pathanamthitta

Here are the key points that are associated with the IFSC Code RATN0000478 of Rbl Bank Limited for its branch located in Pathanamthitta, within the district of Thiruvalla in the state of Kerala.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000478
Branch Thiruvalla
City Pathanamthitta
District Thiruvalla
State Kerala
Address Ground Floor, Old Survey No 130/2C, Re-Survey No 5, 5/1 And 4/2, Opposite Hdfc Bank, Near Kalyan Silks, Ramanchira, Tiruvalla-689101

These details are essential not only for online banking users but also for businesses and individuals who use Rbl Bank Limited in Pathanamthitta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000478 for the Thiruvalla branch of Rbl Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Thiruvalla, Pathanamthitta, Kerala, is provided with a unique IFSC like RATN0000478 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Rbl Bank Limited branch in Pathanamthitta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pathanamthitta and Thiruvalla.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Rbl Bank Limited in Thiruvalla do not get mixed with another location.

Format of the IFSC Code RATN0000478

The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Rbl Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thiruvalla in Pathanamthitta.

For example, the IFSC Code RATN0000478 of Rbl Bank Limited for the Thiruvalla branch has these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.

How to Find IFSC Code for Rbl Bank Limited?

If you are looking for the IFSC Code RATN0000478 of Rbl Bank Limited for its Thiruvalla branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book that is issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Rbl Bank Limited branches in Pathanamthitta and Thiruvalla, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Rbl Bank Limited and look for the branch locator section, then search for Thiruvalla or Pathanamthitta to get the exact IFSC Code RATN0000478.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Rbl Bank Limited and Pathanamthitta, then it will provide you proper information.

How to Use IFSC Code RATN0000478 for Online Transfers?

Once you have the IFSC Code RATN0000478 for the Thiruvalla branch of Rbl Bank Limited in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code RATN0000478. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000478.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Rbl Bank Limited Thiruvalla in Pathanamthitta may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Thiruvalla, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathanamthitta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited in Thiruvalla, Pathanamthitta?

The IFSC Code is RATN0000478.

Is the IFSC Code RATN0000478 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Rbl Bank Limited Thiruvalla?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thiruvalla branch?

The address of the branch is Ground Floor, Old Survey No 130/2C, Re-Survey No 5, 5/1 And 4/2, Opposite Hdfc Bank, Near Kalyan Silks, Ramanchira, Tiruvalla-689101 located in Pathanamthitta, Thiruvalla, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.