For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Rbl Bank Limited for its Unjha branch in Patan, Unjha, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Rbl Bank Limited located in Patan or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code RATN0000134. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Rbl Bank Limited, Unjha, Patan
The table below shows the main details of the IFSC Code RATN0000134 for the Rbl Bank Limited branch in Patan, which falls under the Unjha district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Rbl Bank Limited |
| IFSC Code | RATN0000134 |
| Branch | Unjha |
| City | Patan |
| District | Unjha |
| State | Gujarat |
| Address | The Ratnakar Bank Ltd,Opp Unjha Pharmacy,Station Road,Unjha - 384170 |
These details helps users in online banking and for businesses and individuals who use Rbl Bank Limited in Patan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000134 for the Unjha branch of Rbl Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Unjha, Patan, Gujarat, is provided with a unique IFSC like RATN0000134 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Rbl Bank Limited branch in Patan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Patan and Unjha.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Rbl Bank Limited in Unjha do not get mixed with another location.
Format of the IFSC Code RATN0000134
This is the format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Rbl Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Unjha in Patan.
For example, the IFSC Code RATN0000134 of Rbl Bank Limited for the Unjha branch includes these elements, identifying the bank and the branch location in Patan and Gujarat accurately.
How to Find IFSC Code for Rbl Bank Limited?
If you are trying to find the IFSC Code RATN0000134 of Rbl Bank Limited for its Unjha branch located in Patan, the following methods can help:
Cheque Book
The cheque book issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Rbl Bank Limited branches in Patan and Unjha, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Rbl Bank Limited and navigate to the branch locator section. Search for Unjha or Patan to get the exact IFSC Code RATN0000134.
Mobile Banking App
If you use Rbl Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Rbl Bank Limited and Patan, you'll get the correct details.
How to Use IFSC Code RATN0000134 for Online Transfers?
Once you have the IFSC Code RATN0000134 for the Unjha branch of Rbl Bank Limited in Patan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code RATN0000134. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000134.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Rbl Bank Limited Unjha in Patan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Unjha, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Rbl Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Patan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is RATN0000134.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is The Ratnakar Bank Ltd,Opp Unjha Pharmacy,Station Road,Unjha - 384170 located in Patan, Unjha, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.