Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Rbl Bank Limited for its Cg Road Branch Chembur branch in Mumbai, Mumbai, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Rbl Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code RATN0000258. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Rbl Bank Limited, Cg Road Branch Chembur, Mumbai

The table below shows the main details of the IFSC Code RATN0000258 for the Rbl Bank Limited branch in Mumbai, which falls under the Mumbai district in Maharashtra.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000258
Branch Cg Road Branch Chembur
City Mumbai
District Mumbai
State Maharashtra
Address Rbl Banl Ltd,Ground Floor,G 28 To G 31,Mercantile Apartment,Dr.C.P.Gidwani Road,Near Gurukrupa Hall,Chemubur,Mumbai-400074

These details help users in online banking and for businesses and individuals who use Rbl Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000258 for the Cg Road Branch Chembur branch of Rbl Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like RATN0000258 is given to every bank branch, including Rbl Bank Limited located in Cg Road Branch Chembur, Mumbai, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Rbl Bank Limited branch in Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mumbai and Mumbai.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Rbl Bank Limited in Cg Road Branch Chembur doesn't end up at another location.

Format of the IFSC Code RATN0000258

The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Rbl Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Cg Road Branch Chembur in Mumbai.

For example, the IFSC Code RATN0000258 of Rbl Bank Limited for the Cg Road Branch Chembur branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for Rbl Bank Limited?

To find the IFSC Code RATN0000258 of Rbl Bank Limited for its Cg Road Branch Chembur branch located in Mumbai, the following methods can help you out:

Cheque Book

The cheque book issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Rbl Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Rbl Bank Limited and go to the branch locator section. Then search for Cg Road Branch Chembur or Mumbai to find the exact IFSC Code RATN0000258.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Rbl Bank Limited and Mumbai will provide accurate information.

How to Use IFSC Code RATN0000258 for Online Transfers?

Once you have the IFSC Code RATN0000258 for the Cg Road Branch Chembur branch of Rbl Bank Limited in Mumbai, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code RATN0000258. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Rbl Bank Limited IFSC Code RATN0000258.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Rbl Bank Limited Cg Road Branch Chembur in Mumbai, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Cg Road Branch Chembur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited in Cg Road Branch Chembur, Mumbai?

The IFSC Code is RATN0000258.

Is the IFSC Code RATN0000258 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Rbl Bank Limited Cg Road Branch Chembur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Cg Road Branch Chembur branch?

The address of the branch is Rbl Banl Ltd,Ground Floor,G 28 To G 31,Mercantile Apartment,Dr.C.P.Gidwani Road,Near Gurukrupa Hall,Chemubur,Mumbai-400074 located in Mumbai, Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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