There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Rbl Bank Limited for its Thirur branch in Malappuram, Thirur, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Rbl Bank Limited situated in Malappuram or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code RATN0000479. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Rbl Bank Limited, Thirur, Malappuram

Here are the key points that are associated with the IFSC Code RATN0000479 of Rbl Bank Limited for its branch located in Malappuram, within the district of Thirur in the state of Kerala.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000479
Branch Thirur
City Malappuram
District Thirur
State Kerala
Address Ground Floor, Rs No 196, Ward No 02, Tirur Municipality, Tirur Taluk, Tirur Village - 676101

These details are crucial, not just for online banking users but also for businesses and individuals who use Rbl Bank Limited in Malappuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000479 for the Thirur branch of Rbl Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like RATN0000479 is given to every bank branch, including Rbl Bank Limited located in Thirur, Malappuram, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Rbl Bank Limited branch in Malappuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Malappuram and Thirur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Rbl Bank Limited in Thirur doesn't end up at another location.

Format of the IFSC Code RATN0000479

This is the format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Rbl Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thirur in Malappuram.

For example, the IFSC Code RATN0000479 of Rbl Bank Limited for the Thirur branch includes these elements, identifying the bank and the branch location in Malappuram and Kerala accurately.

How to Find IFSC Code for Rbl Bank Limited?

If you are looking for the IFSC Code RATN0000479 of Rbl Bank Limited for its Thirur branch located in Malappuram, the following methods can help:

Cheque Book

The cheque book that is issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Rbl Bank Limited branches in Malappuram and Thirur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Rbl Bank Limited and look for the branch locator section, then search for Thirur or Malappuram to get the exact IFSC Code RATN0000479.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Rbl Bank Limited and Malappuram, then it will provide you proper information.

How to Use IFSC Code RATN0000479 for Online Transfers?

If you have the IFSC Code RATN0000479 for the Thirur branch of Rbl Bank Limited in Malappuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code RATN0000479. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Rbl Bank Limited IFSC Code RATN0000479.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Rbl Bank Limited Thirur in Malappuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Thirur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Malappuram manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited in Thirur, Malappuram?

The IFSC Code is RATN0000479.

Is the IFSC Code RATN0000479 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Rbl Bank Limited Thirur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thirur branch?

The address of the branch is Ground Floor, Rs No 196, Ward No 02, Tirur Municipality, Tirur Taluk, Tirur Village - 676101 located in Malappuram, Thirur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.