There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Rbl Bank Limited for its Kadi branch in Mahesana, Kadi, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Rbl Bank Limited situated in Mahesana or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code RATN0000128. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Rbl Bank Limited, Kadi, Mahesana
Below in the table are the key details related to IFSC Code RATN0000128 of Rbl Bank Limited for its branch located in Mahesana, within the district of Kadi in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Rbl Bank Limited |
| IFSC Code | RATN0000128 |
| Branch | Kadi |
| City | Mahesana |
| District | Kadi |
| State | Gujarat |
| Address | The Ratnakar Bank Ltd,9/A,9/B,10,10/A,10/B,Diamond Plaza,Opp.Arts And Commerce College,Thol Road,Kadi-382715 |
These details are important not only for users using online banking but also for businesses and individuals who use Rbl Bank Limited in Mahesana for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code RATN0000128 for the Kadi branch of Rbl Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Rbl Bank Limited located in Kadi, Mahesana, Gujarat, are allotted a unique IFSC like RATN0000128 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mahesana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mahesana and Kadi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Rbl Bank Limited in Kadi reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code RATN0000128
The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Rbl Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kadi in Mahesana.
For example, the IFSC Code RATN0000128 of Rbl Bank Limited for the Kadi branch has these elements, identifying the bank and the branch location in Mahesana and Gujarat correctly.
How to Find IFSC Code for Rbl Bank Limited?
If you are trying to find the IFSC Code RATN0000128 of Rbl Bank Limited for its Kadi branch located in Mahesana, the following methods can help:
Cheque Book
The cheque book issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Rbl Bank Limited branches in Mahesana and Kadi, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Rbl Bank Limited and navigate to the branch locator section. Search for Kadi or Mahesana to get the exact IFSC Code RATN0000128.
Mobile Banking App
If you use Rbl Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Rbl Bank Limited and Mahesana, you'll get the correct details.
How to Use IFSC Code RATN0000128 for Online Transfers?
Once you have the IFSC Code RATN0000128 for the Kadi branch of Rbl Bank Limited in Mahesana, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code RATN0000128. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Rbl Bank Limited IFSC Code RATN0000128.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Rbl Bank Limited Kadi in Mahesana, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Kadi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Rbl Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mahesana manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is RATN0000128.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is The Ratnakar Bank Ltd,9/A,9/B,10,10/A,10/B,Diamond Plaza,Opp.Arts And Commerce College,Thol Road,Kadi-382715 located in Mahesana, Kadi, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.