Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Rbl Bank Limited for its Kannur branch in Kannur, Kannur, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Rbl Bank Limited located in Kannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code RATN0000477. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Rbl Bank Limited, Kannur, Kannur
The table below shows the main details of the IFSC Code RATN0000477 for the Rbl Bank Limited branch in Kannur, which falls under the Kannur district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Rbl Bank Limited |
| IFSC Code | RATN0000477 |
| Branch | Kannur |
| City | Kannur |
| District | Kannur |
| State | Kerala |
| Address | Ground Floor, No 50/62, Hotel Malabar Residency, Thavakkara Road, Kannur-670001 |
These details are important not only for users using online banking but also for businesses and individuals who use Rbl Bank Limited in Kannur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code RATN0000477 for the Kannur branch of Rbl Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Kannur, Kannur, Kerala, is provided a unique IFSC like RATN0000477 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Rbl Bank Limited branch in Kannur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kannur and Kannur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Rbl Bank Limited in Kannur do not get misguided to another person.
Format of the IFSC Code RATN0000477
The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Rbl Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kannur in Kannur.
For example, the IFSC Code RATN0000477 of Rbl Bank Limited for the Kannur branch has these elements, identifying the bank and the branch location in Kannur and Kerala correctly.
How to Find IFSC Code for Rbl Bank Limited?
If you are trying to find the IFSC Code RATN0000477 of Rbl Bank Limited for its Kannur branch located in Kannur, the following methods can help:
Cheque Book
The cheque books that are issued by Rbl Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Rbl Bank Limited branches in Kannur and Kannur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Rbl Bank Limited and find the branch locator section. Search for Kannur or Kannur to get the exact IFSC Code RATN0000477.
Mobile Banking App
If you use Rbl Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Rbl Bank Limited and Kannur that will provide accurate information.
How to Use IFSC Code RATN0000477 for Online Transfers?
Once you have the IFSC Code RATN0000477 for the Kannur branch of Rbl Bank Limited in Kannur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code RATN0000477. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000477.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Rbl Bank Limited Kannur in Kannur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Kannur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Rbl Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kannur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is RATN0000477.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, No 50/62, Hotel Malabar Residency, Thavakkara Road, Kannur-670001 located in Kannur, Kannur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.