The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Rbl Bank Limited for its Model Town Jalandhar branch in Jalandhar, Jalandhar, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Rbl Bank Limited located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code RATN0000251. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Rbl Bank Limited, Model Town Jalandhar, Jalandhar

The table below shows the main details of the IFSC Code RATN0000251 for the Rbl Bank Limited branch in Jalandhar, which falls under the Jalandhar district in Punjab.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000251
Branch Model Town Jalandhar
City Jalandhar
District Jalandhar
State Punjab
Address Rbl Bank Limited, Ground Floor, 265 R, Model Town, Jalandhar-144003

These details are crucial, not just for online banking users but also for businesses and individuals who use Rbl Bank Limited in Jalandhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000251 for the Model Town Jalandhar branch of Rbl Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Rbl Bank Limited located in Model Town Jalandhar, Jalandhar, Punjab, are given a unique IFSC like RATN0000251 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jalandhar and Jalandhar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Rbl Bank Limited in Model Town Jalandhar goes to the correct branch. This is important because Rbl Bank Limited has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code RATN0000251

The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Rbl Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Model Town Jalandhar in Jalandhar.

For example, the IFSC Code RATN0000251 of Rbl Bank Limited for the Model Town Jalandhar branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Rbl Bank Limited?

If you are looking for the IFSC Code RATN0000251 of Rbl Bank Limited for its Model Town Jalandhar branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book that is issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Rbl Bank Limited branches in Jalandhar and Jalandhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Rbl Bank Limited and look for the branch locator section, then search for Model Town Jalandhar or Jalandhar to get the exact IFSC Code RATN0000251.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Rbl Bank Limited and Jalandhar, then it will provide you proper information.

How to Use IFSC Code RATN0000251 for Online Transfers?

Once you have the IFSC Code RATN0000251 for the Model Town Jalandhar branch of Rbl Bank Limited in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code RATN0000251. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000251.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Rbl Bank Limited Model Town Jalandhar in Jalandhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Rbl Bank Limited in Model Town Jalandhar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jalandhar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited in Model Town Jalandhar, Jalandhar?

The IFSC Code is RATN0000251.

Is the IFSC Code RATN0000251 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Rbl Bank Limited Model Town Jalandhar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Model Town Jalandhar branch?

The address of the branch is Rbl Bank Limited, Ground Floor, 265 R, Model Town, Jalandhar-144003 located in Jalandhar, Jalandhar, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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