The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Rbl Bank Limited for its G S Road Guwahati branch in Guwahati, Guwahati, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Rbl Bank Limited located in Guwahati or anywhere in Assam can transfer funds instantly by using the correct IFSC Code RATN0000458. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Rbl Bank Limited, G S Road Guwahati, Guwahati
Here are the main details that are associated with the IFSC Code RATN0000458 of Rbl Bank Limited for its branch located in Guwahati, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Rbl Bank Limited |
| IFSC Code | RATN0000458 |
| Branch | G S Road Guwahati |
| City | Guwahati |
| District | Guwahati |
| State | Assam |
| Address | Ground Floor, Dsb Estate, 617 Abc Bus Stop, Opposite Rajiv Bhawan, G.S. Road, Guwahati-781006 |
These details are important not only for users using online banking but also for businesses and individuals who use Rbl Bank Limited in Guwahati for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code RATN0000458 for the G S Road Guwahati branch of Rbl Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in G S Road Guwahati, Guwahati, Assam, is provided with a unique IFSC like RATN0000458 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Rbl Bank Limited branch in Guwahati.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Guwahati and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Rbl Bank Limited in G S Road Guwahati do not get mixed with another location.
Format of the IFSC Code RATN0000458
The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Rbl Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as G S Road Guwahati in Guwahati.
For example, the IFSC Code RATN0000458 of Rbl Bank Limited for the G S Road Guwahati branch includes these elements, identifying the bank and the branch location in Guwahati and Assam accurately.
How to Find IFSC Code for Rbl Bank Limited?
If you are looking for the IFSC Code RATN0000458 of Rbl Bank Limited for its G S Road Guwahati branch located in Guwahati, the following methods can help:
Cheque Book
The cheque book that is issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Rbl Bank Limited branches in Guwahati and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Rbl Bank Limited and look for the branch locator section, then search for G S Road Guwahati or Guwahati to get the exact IFSC Code RATN0000458.
Mobile Banking App
If you use Rbl Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Rbl Bank Limited and Guwahati, then it will provide you proper information.
How to Use IFSC Code RATN0000458 for Online Transfers?
Once you have the IFSC Code RATN0000458 for the G S Road Guwahati branch of Rbl Bank Limited in Guwahati, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code RATN0000458. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000458.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Rbl Bank Limited G S Road Guwahati in Guwahati, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in G S Road Guwahati, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Rbl Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Guwahati to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the G S Road Guwahati Guwahati branch is RATN0000458.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, Dsb Estate, 617 Abc Bus Stop, Opposite Rajiv Bhawan, G.S. Road, Guwahati-781006.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.