The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Rbl Bank Limited for its Gurgaon branch in Gurgaon, Gurgaon, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Rbl Bank Limited located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code RATN0000116. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Rbl Bank Limited, Gurgaon, Gurgaon

Here are the key points that are associated with the IFSC Code RATN0000116 of Rbl Bank Limited for its branch located in Gurgaon, within the district of Gurgaon in the state of Haryana.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000116
Branch Gurgaon
City Gurgaon
District Gurgaon
State Haryana
Address The Ratnakar Bank Ltd,Abw Tower, At Iffco Chowk,Village Sukhrauli,Nh-8, Gurgaon,Haryana - 122002

These details helps users in online banking and for businesses and individuals who use Rbl Bank Limited in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000116 for the Gurgaon branch of Rbl Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Gurgaon, Gurgaon, Haryana, is provided a unique IFSC like RATN0000116 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Rbl Bank Limited branch in Gurgaon.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gurgaon and Gurgaon.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Rbl Bank Limited in Gurgaon do not get misguided to another person.

Format of the IFSC Code RATN0000116

The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Rbl Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gurgaon in Gurgaon.

For example, the IFSC Code RATN0000116 of Rbl Bank Limited for the Gurgaon branch has these elements, identifying the bank and the branch location in Gurgaon and Haryana correctly.

How to Find IFSC Code for Rbl Bank Limited?

If you are trying to find the IFSC Code RATN0000116 of Rbl Bank Limited for its Gurgaon branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Rbl Bank Limited branches in Gurgaon and Gurgaon, print them on the first page of your passbook.

Bank Website

Visit the official website of Rbl Bank Limited and navigate to the branch locator section. Search for Gurgaon or Gurgaon to get the exact IFSC Code RATN0000116.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Rbl Bank Limited and Gurgaon, you'll get the correct details.

How to Use IFSC Code RATN0000116 for Online Transfers?

If you have the IFSC Code RATN0000116 for the Gurgaon branch of Rbl Bank Limited in Gurgaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code RATN0000116. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Rbl Bank Limited IFSC Code RATN0000116.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Rbl Bank Limited Gurgaon in Gurgaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Gurgaon, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gurgaon manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited in Gurgaon, Gurgaon?

The IFSC Code is RATN0000116.

Is the IFSC Code RATN0000116 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Rbl Bank Limited Gurgaon?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gurgaon branch?

The address of the branch is The Ratnakar Bank Ltd,Abw Tower, At Iffco Chowk,Village Sukhrauli,Nh-8, Gurgaon,Haryana - 122002 located in Gurgaon, Gurgaon, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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