The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Rbl Bank Limited for its Peravaram branch in East Godavari, Atreyapuram, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Rbl Bank Limited located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code RATN0000135. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Rbl Bank Limited, Peravaram, East Godavari
Here are the main details that are associated with the IFSC Code RATN0000135 of Rbl Bank Limited for its branch located in East Godavari, within the district of Atreyapuram in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Rbl Bank Limited |
| IFSC Code | RATN0000135 |
| Branch | Peravaram |
| City | East Godavari |
| District | Atreyapuram |
| State | Andhra Pradesh |
| Address | The Ratnakar Bank Ltd,Door No 2/43,1St Floor,Peravaram Village And Gram Panchayat,Main Road,Atreyapuram Mandal,East Godavari Di,Peravaram - 533235 |
These details help users in online banking and for businesses and individuals who use Rbl Bank Limited in East Godavari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000135 for the Peravaram branch of Rbl Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like RATN0000135 is given to every bank branch, including Rbl Bank Limited located in Peravaram, East Godavari, Andhra Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Rbl Bank Limited branch in East Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like East Godavari and Atreyapuram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Rbl Bank Limited in Peravaram doesn't end up at another location.
Format of the IFSC Code RATN0000135
The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Rbl Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Peravaram in East Godavari.
For example, the IFSC Code RATN0000135 of Rbl Bank Limited for the Peravaram branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh accurately.
How to Find IFSC Code for Rbl Bank Limited?
If you are trying to find the IFSC Code RATN0000135 of Rbl Bank Limited for its Peravaram branch located in East Godavari, the following methods can help:
Cheque Book
The cheque books that are issued by Rbl Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Rbl Bank Limited branches in East Godavari and Atreyapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Rbl Bank Limited and find the branch locator section. Search for Peravaram or East Godavari to get the exact IFSC Code RATN0000135.
Mobile Banking App
If you use Rbl Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Rbl Bank Limited and East Godavari that will provide accurate information.
How to Use IFSC Code RATN0000135 for Online Transfers?
If you have the IFSC Code RATN0000135 for the Peravaram branch of Rbl Bank Limited in East Godavari, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code RATN0000135. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Rbl Bank Limited IFSC Code RATN0000135.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Rbl Bank Limited Peravaram in East Godavari, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Peravaram, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Rbl Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Godavari to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is RATN0000135.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is The Ratnakar Bank Ltd,Door No 2/43,1St Floor,Peravaram Village And Gram Panchayat,Main Road,Atreyapuram Mandal,East Godavari Di,Peravaram - 533235 located in East Godavari, Atreyapuram, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.