Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Rbl Bank Limited for its Teynampet branch in Chennai, Teynampet, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Rbl Bank Limited located in Chennai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code RATN0000425. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Rbl Bank Limited, Teynampet, Chennai

The table below shows the main details of the IFSC Code RATN0000425 for the Rbl Bank Limited branch in Chennai, which falls under the Teynampet district in Tamil Nadu.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000425
Branch Teynampet
City Chennai
District Teynampet
State Tamil Nadu
Address Ground Floor,A Karumuttu Center,Old No.498,New No.634,Anna Salai,Satya Murthy Nagr,Teynampet,Chennai -600035

These details help users in online banking and for businesses and individuals who use Rbl Bank Limited in Chennai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000425 for the Teynampet branch of Rbl Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like RATN0000425 is given to every bank branch, including Rbl Bank Limited located in Teynampet, Chennai, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Rbl Bank Limited branch in Chennai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Chennai and Teynampet.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Rbl Bank Limited in Teynampet doesn't end up at another location.

Format of the IFSC Code RATN0000425

The format of the IFSC Code for banks, including Rbl Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Rbl Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Teynampet in Chennai.

For example, the IFSC Code RATN0000425 of Rbl Bank Limited for the Teynampet branch includes these elements, identifying the bank and the branch location in Chennai and Tamil Nadu correctly.

How to Find IFSC Code for Rbl Bank Limited?

To find the IFSC Code RATN0000425 of Rbl Bank Limited for its Teynampet branch located in Chennai, the following methods can help you out:

Cheque Book

The cheque book issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Rbl Bank Limited branches in Chennai and Teynampet, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Rbl Bank Limited and go to the branch locator section. Then search for Teynampet or Chennai to find the exact IFSC Code RATN0000425.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Rbl Bank Limited and Chennai will provide accurate information.

How to Use IFSC Code RATN0000425 for Online Transfers?

Once you have the IFSC Code RATN0000425 for the Teynampet branch of Rbl Bank Limited in Chennai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code RATN0000425. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000425.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Rbl Bank Limited Teynampet in Chennai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Teynampet, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chennai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited in Teynampet, Chennai?

The IFSC Code is RATN0000425.

Is the IFSC Code RATN0000425 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Rbl Bank Limited Teynampet?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Teynampet branch?

The address of the branch is Ground Floor,A Karumuttu Center,Old No.498,New No.634,Anna Salai,Satya Murthy Nagr,Teynampet,Chennai -600035 located in Chennai, Teynampet, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.