Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Rbl Bank Limited for its Mandavelli, Chennai branch in Chennai, Mandavelli, Chennai, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Rbl Bank Limited located in Chennai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code RATN0000396. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Rbl Bank Limited, Mandavelli, Chennai, Chennai
The table below shows the main details of the IFSC Code RATN0000396 for the Rbl Bank Limited branch in Chennai, which falls under the Mandavelli, Chennai district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Rbl Bank Limited |
| IFSC Code | RATN0000396 |
| Branch | Mandavelli, Chennai |
| City | Chennai |
| District | Mandavelli, Chennai |
| State | Tamil Nadu |
| Address | First Floor, Old No. 47, New No. 30, Venkatakrishna Iyer Road, Ra Puram, Mandavelli, Chennai - 600028 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Rbl Bank Limited in Chennai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000396 for the Mandavelli, Chennai branch of Rbl Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Mandavelli, Chennai, Chennai, Tamil Nadu, is provided a unique IFSC like RATN0000396 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Rbl Bank Limited branch in Chennai.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Chennai and Mandavelli, Chennai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Rbl Bank Limited in Mandavelli, Chennai do not get misguided to another person.
Format of the IFSC Code RATN0000396
The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Rbl Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mandavelli, Chennai in Chennai.
For example, the IFSC Code RATN0000396 of Rbl Bank Limited for the Mandavelli, Chennai branch has these elements, identifying the bank and the branch location in Chennai and Tamil Nadu correctly.
How to Find IFSC Code for Rbl Bank Limited?
If you are trying to find the IFSC Code RATN0000396 of Rbl Bank Limited for its Mandavelli, Chennai branch located in Chennai, the following methods can help:
Cheque Book
The cheque book issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Rbl Bank Limited branches in Chennai and Mandavelli, Chennai, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Rbl Bank Limited and navigate to the branch locator section. Search for Mandavelli, Chennai or Chennai to get the exact IFSC Code RATN0000396.
Mobile Banking App
If you use Rbl Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Rbl Bank Limited and Chennai, you'll get the correct details.
How to Use IFSC Code RATN0000396 for Online Transfers?
Once you have the IFSC Code RATN0000396 for the Mandavelli, Chennai branch of Rbl Bank Limited in Chennai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code RATN0000396. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000396.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Rbl Bank Limited Mandavelli, Chennai in Chennai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Mandavelli, Chennai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Rbl Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chennai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is RATN0000396.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor, Old No. 47, New No. 30, Venkatakrishna Iyer Road, Ra Puram, Mandavelli, Chennai - 600028 located in Chennai, Mandavelli, Chennai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.