The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Rbl Bank Limited for its Greams Road,Chennai branch in Channai, Chennai, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Rbl Bank Limited located in Channai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code RATN0000487. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Rbl Bank Limited, Greams Road,Chennai, Channai
The table below shows the main details of the IFSC Code RATN0000487 for the Rbl Bank Limited branch in Channai, which falls under the Chennai district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Rbl Bank Limited |
| IFSC Code | RATN0000487 |
| Branch | Greams Road,Chennai |
| City | Channai |
| District | Chennai |
| State | Tamil Nadu |
| Address | Ground Floor,Greams Dugar Building,64,Greams Road,Chennai-600006 |
These details are essential not only for online banking users but also for businesses and individuals who use Rbl Bank Limited in Channai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000487 for the Greams Road,Chennai branch of Rbl Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Greams Road,Chennai, Channai, Tamil Nadu, is provided a unique IFSC like RATN0000487 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Rbl Bank Limited branch in Channai.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Channai and Chennai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Rbl Bank Limited in Greams Road,Chennai do not get misguided to another person.
Format of the IFSC Code RATN0000487
This is the format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Rbl Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Greams Road,Chennai in Channai.
For example, the IFSC Code RATN0000487 of Rbl Bank Limited for the Greams Road,Chennai branch includes these elements, identifying the bank and the branch location in Channai and Tamil Nadu accurately.
How to Find IFSC Code for Rbl Bank Limited?
If you are looking for the IFSC Code RATN0000487 of Rbl Bank Limited for its Greams Road,Chennai branch located in Channai, the following methods can help:
Cheque Book
The cheque book that is issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Rbl Bank Limited branches in Channai and Chennai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Rbl Bank Limited and look for the branch locator section, then search for Greams Road,Chennai or Channai to get the exact IFSC Code RATN0000487.
Mobile Banking App
If you use Rbl Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Rbl Bank Limited and Channai, then it will provide you proper information.
How to Use IFSC Code RATN0000487 for Online Transfers?
Once you have the IFSC Code RATN0000487 for the Greams Road,Chennai branch of Rbl Bank Limited in Channai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code RATN0000487. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000487.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Rbl Bank Limited Greams Road,Chennai in Channai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Greams Road,Chennai, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Rbl Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Channai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is RATN0000487.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor,Greams Dugar Building,64,Greams Road,Chennai-600006 located in Channai, Chennai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.