The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Chhachhrauli branch in Yamunanagar, Chhachhrauli Haryana, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Yamunanagar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0167510. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Chhachhrauli, Yamunanagar

Below in the table are the key details related to IFSC Code PUNB0167510 of Punjab National Bank for its branch located in Yamunanagar, within the district of Chhachhrauli Haryana in the state of Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0167510
Branch Chhachhrauli
City Yamunanagar
District Chhachhrauli Haryana
State Haryana
Address Khasra No 71275 Op Chhachhrauli Yamunana 135103

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Yamunanagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0167510 for the Chhachhrauli branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Chhachhrauli, Yamunanagar, Haryana, are allotted a unique IFSC like PUNB0167510 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Yamunanagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Yamunanagar and Chhachhrauli Haryana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Chhachhrauli reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code PUNB0167510

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chhachhrauli in Yamunanagar.

For example, the IFSC Code PUNB0167510 of Punjab National Bank for the Chhachhrauli branch includes these elements, identifying the bank and the branch location in Yamunanagar and Haryana correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0167510 of Punjab National Bank for its Chhachhrauli branch located in Yamunanagar, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Yamunanagar and Chhachhrauli Haryana, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Chhachhrauli or Yamunanagar to get the exact IFSC Code PUNB0167510.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Yamunanagar, you'll get the correct details.

How to Use IFSC Code PUNB0167510 for Online Transfers?

If you have the IFSC Code PUNB0167510 for the Chhachhrauli branch of Punjab National Bank in Yamunanagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0167510. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0167510.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Chhachhrauli in Yamunanagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Chhachhrauli, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Yamunanagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Chhachhrauli Yamunanagar?

The IFSC Code of the Chhachhrauli Yamunanagar branch is PUNB0167510.

Is IFSC Code PUNB0167510 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Chhachhrauli branch?

The branch is located at Khasra No 71275 Op Chhachhrauli Yamunana 135103.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.