The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Tabageria,Dist.Midnapur(Wb) branch in West Bengal, Tabageria,Dist.Midnapur(Wb), West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in West Bengal or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0281000. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Tabageria,Dist.Midnapur(Wb), West Bengal
The table below shows the main details of the IFSC Code PUNB0281000 for the Punjab National Bank branch in West Bengal, which falls under the Tabageria,Dist.Midnapur(Wb) district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0281000 |
| Branch | Tabageria,Dist.Midnapur(Wb) |
| City | West Bengal |
| District | Tabageria,Dist.Midnapur(Wb) |
| State | West Bengal |
| Address | Po- Marhtala, Paschim Medinipur |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in West Bengal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0281000 for the Tabageria,Dist.Midnapur(Wb) branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Tabageria,Dist.Midnapur(Wb), West Bengal, West Bengal, is provided a unique IFSC like PUNB0281000 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in West Bengal.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like West Bengal and Tabageria,Dist.Midnapur(Wb).
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Tabageria,Dist.Midnapur(Wb) do not get misguided to another person.
Format of the IFSC Code PUNB0281000
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tabageria,Dist.Midnapur(Wb) in West Bengal.
For example, the IFSC Code PUNB0281000 of Punjab National Bank for the Tabageria,Dist.Midnapur(Wb) branch includes these elements, identifying the bank and the branch location in West Bengal and West Bengal accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0281000 of Punjab National Bank for its Tabageria,Dist.Midnapur(Wb) branch located in West Bengal, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in West Bengal and Tabageria,Dist.Midnapur(Wb), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Tabageria,Dist.Midnapur(Wb) or West Bengal to find the exact IFSC Code PUNB0281000.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and West Bengal will provide accurate information.
How to Use IFSC Code PUNB0281000 for Online Transfers?
Once you have the IFSC Code PUNB0281000 for the Tabageria,Dist.Midnapur(Wb) branch of Punjab National Bank in West Bengal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0281000. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0281000.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Tabageria,Dist.Midnapur(Wb) in West Bengal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Tabageria,Dist.Midnapur(Wb), here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in West Bengal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0281000.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Po- Marhtala, Paschim Medinipur located in West Bengal, Tabageria,Dist.Midnapur(Wb), West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.