Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Sundergeria, Distt. Midnapur ( branch in West Bengal, Sundergeria, West Bengal, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in West Bengal or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0259100. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Sundergeria, Distt. Midnapur (, West Bengal
The table below shows the main details of the IFSC Code PUNB0259100 for the Punjab National Bank branch in West Bengal, which falls under the Sundergeria, West Bengal district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0259100 |
| Branch | Sundergeria, Distt. Midnapur ( |
| City | West Bengal |
| District | Sundergeria, West Bengal |
| State | West Bengal |
| Address | Vill Sundergeria, Po Dobati |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in West Bengal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0259100 for the Sundergeria, Distt. Midnapur ( branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0259100 is given to every bank branch, including Punjab National Bank located in Sundergeria, Distt. Midnapur (, West Bengal, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in West Bengal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like West Bengal and Sundergeria, West Bengal.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Sundergeria, Distt. Midnapur ( doesn't end up at another location.
Format of the IFSC Code PUNB0259100
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sundergeria, Distt. Midnapur ( in West Bengal.
For example, the IFSC Code PUNB0259100 of Punjab National Bank for the Sundergeria, Distt. Midnapur ( branch includes these elements, identifying the bank and the branch location in West Bengal and West Bengal correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0259100 of Punjab National Bank for its Sundergeria, Distt. Midnapur ( branch located in West Bengal, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in West Bengal and Sundergeria, West Bengal, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Sundergeria, Distt. Midnapur ( or West Bengal to get the exact IFSC Code PUNB0259100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and West Bengal, you'll get the correct details.
How to Use IFSC Code PUNB0259100 for Online Transfers?
Once you have the IFSC Code PUNB0259100 for the Sundergeria, Distt. Midnapur ( branch of Punjab National Bank in West Bengal, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0259100. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0259100.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Sundergeria, Distt. Midnapur ( in West Bengal, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Sundergeria, Distt. Midnapur (, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in West Bengal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0259100.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Sundergeria, Po Dobati located in West Bengal, Sundergeria, West Bengal, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.