The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Barbetta, Distt. Kishanganj, branch in Via Sonthahat, Distt. Kishanganj, Barbetta (Distt. Kishanganj, Bihar), Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Via Sonthahat, Distt. Kishanganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0288200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Barbetta, Distt. Kishanganj,, Via Sonthahat, Distt. Kishanganj

Here are the main details that are associated with the IFSC Code PUNB0288200 of Punjab National Bank for its branch located in Via Sonthahat, Distt. Kishanganj, within the district of Barbetta (Distt. Kishanganj, Bihar) in the state of Bihar.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0288200
Branch Barbetta, Distt. Kishanganj,
City Via Sonthahat, Distt. Kishanganj
District Barbetta (Distt. Kishanganj, Bihar)
State Bihar
Address Bo Barbetta, Po Dhanpatganj,

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Via Sonthahat, Distt. Kishanganj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0288200 for the Barbetta, Distt. Kishanganj, branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0288200 is given to every bank branch, including Punjab National Bank located in Barbetta, Distt. Kishanganj,, Via Sonthahat, Distt. Kishanganj, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Via Sonthahat, Distt. Kishanganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Via Sonthahat, Distt. Kishanganj and Barbetta (Distt. Kishanganj, Bihar).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Barbetta, Distt. Kishanganj, doesn't end up at another location.

Format of the IFSC Code PUNB0288200

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barbetta, Distt. Kishanganj, in Via Sonthahat, Distt. Kishanganj.

For example, the IFSC Code PUNB0288200 of Punjab National Bank for the Barbetta, Distt. Kishanganj, branch includes these elements, identifying the bank and the branch location in Via Sonthahat, Distt. Kishanganj and Bihar correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0288200 of Punjab National Bank for its Barbetta, Distt. Kishanganj, branch located in Via Sonthahat, Distt. Kishanganj, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Via Sonthahat, Distt. Kishanganj and Barbetta (Distt. Kishanganj, Bihar), print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Barbetta, Distt. Kishanganj, or Via Sonthahat, Distt. Kishanganj to get the exact IFSC Code PUNB0288200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Via Sonthahat, Distt. Kishanganj, you'll get the correct details.

How to Use IFSC Code PUNB0288200 for Online Transfers?

Once you have the IFSC Code PUNB0288200 for the Barbetta, Distt. Kishanganj, branch of Punjab National Bank in Via Sonthahat, Distt. Kishanganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0288200. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0288200.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Barbetta, Distt. Kishanganj, in Via Sonthahat, Distt. Kishanganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Barbetta, Distt. Kishanganj,, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Via Sonthahat, Distt. Kishanganj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Barbetta, Distt. Kishanganj,, Via Sonthahat, Distt. Kishanganj?

The IFSC Code is PUNB0288200.

Is the IFSC Code PUNB0288200 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Barbetta, Distt. Kishanganj,?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Barbetta, Distt. Kishanganj, branch?

The address of the branch is Bo Barbetta, Po Dhanpatganj, located in Via Sonthahat, Distt. Kishanganj, Barbetta (Distt. Kishanganj, Bihar), Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.