IFSC Code of Punjab National Bank, Basant, Distt. Saran (Bihar), Basant, Distt. Saran (Bihar), Bihar — PUNB0130700

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Basant, Distt. Saran (Bihar) branch in Via Garkha, Bihar, Basant, Distt. Saran (Bihar), Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Via Garkha, Bihar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0130700. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Basant, Distt. Saran (Bihar), Via Garkha, Bihar

The table below shows the main details of the IFSC Code PUNB0130700 for the Punjab National Bank branch in Via Garkha, Bihar, which falls under the Basant, Distt. Saran (Bihar) district in Bihar.

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Via Garkha, Bihar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0130700 for the Basant, Distt. Saran (Bihar) branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Basant, Distt. Saran (Bihar), Via Garkha, Bihar, Bihar, is provided a unique IFSC like PUNB0130700 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab National Bank branch in Via Garkha, Bihar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Via Garkha, Bihar and Basant, Distt. Saran (Bihar).
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Basant, Distt. Saran (Bihar) do not get misguided to another person.

Format of the IFSC Code PUNB0130700

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Basant, Distt. Saran (Bihar) in Via Garkha, Bihar.

For example, the IFSC Code PUNB0130700 of Punjab National Bank for the Basant, Distt. Saran (Bihar) branch includes these elements, identifying the bank and the branch location in Via Garkha, Bihar and Bihar correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0130700 of Punjab National Bank for its Basant, Distt. Saran (Bihar) branch located in Via Garkha, Bihar, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Via Garkha, Bihar and Basant, Distt. Saran (Bihar), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Basant, Distt. Saran (Bihar) or Via Garkha, Bihar to get the exact IFSC Code PUNB0130700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Via Garkha, Bihar that will provide accurate information.

How to Use IFSC Code PUNB0130700 for Online Transfers?

Once you have the IFSC Code PUNB0130700 for the Basant, Distt. Saran (Bihar) branch of Punjab National Bank in Via Garkha, Bihar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0130700. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0130700.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Basant, Distt. Saran (Bihar) in Via Garkha, Bihar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Basant, Distt. Saran (Bihar), here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Via Garkha, Bihar to handle online money transfers and get their cheques cleared smoothly.