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IFSC Code of Punjab National Bank, Circle Sastra Center Vadodara, Vadodra, Gujarat — PUNB0833000

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Circle Sastra Center Vadodara branch in Vadodra, Vadodra, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Vadodra or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code PUNB0833000. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Circle Sastra Center Vadodara, Vadodra

The table below shows the main details of the IFSC Code PUNB0833000 for the Punjab National Bank branch in Vadodra, which falls under the Vadodra district in Gujarat.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0833000
Branch Circle Sastra Center Vadodara
City Vadodra
District Vadodra
State Gujarat
Address Circle Office Vadodara Gj Vadod 390001

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Vadodra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0833000 for the Circle Sastra Center Vadodara branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Circle Sastra Center Vadodara, Vadodra, Gujarat, is provided with a unique IFSC like PUNB0833000 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Vadodra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Vadodra and Vadodra.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Circle Sastra Center Vadodara do not get mixed with another location.

Format of the IFSC Code PUNB0833000

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Circle Sastra Center Vadodara in Vadodra.

For example, the IFSC Code PUNB0833000 of Punjab National Bank for the Circle Sastra Center Vadodara branch includes these elements, identifying the bank and the branch location in Vadodra and Gujarat correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0833000 of Punjab National Bank for its Circle Sastra Center Vadodara branch located in Vadodra, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Vadodra and Vadodra, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Circle Sastra Center Vadodara or Vadodra to get the exact IFSC Code PUNB0833000.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Vadodra, you'll get the correct details.

How to Use IFSC Code PUNB0833000 for Online Transfers?

If you have the IFSC Code PUNB0833000 for the Circle Sastra Center Vadodara branch of Punjab National Bank in Vadodra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0833000. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0833000.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Circle Sastra Center Vadodara in Vadodra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Circle Sastra Center Vadodara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vadodra to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Circle Sastra Center Vadodara, Vadodra?

The IFSC Code is PUNB0833000.

Is the IFSC Code PUNB0833000 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Circle Sastra Center Vadodara?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Circle Sastra Center Vadodara branch?

The address of the branch is Circle Office Vadodara Gj Vadod 390001 located in Vadodra, Vadodra, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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