Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Kattukottai branch in Vadachennimalai Post Salem Dist, Kattukottai, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Vadachennimalai Post Salem Dist or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code PUNB0166600. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Kattukottai, Vadachennimalai Post Salem Dist

Below in the table are the key details related to IFSC Code PUNB0166600 of Punjab National Bank for its branch located in Vadachennimalai Post Salem Dist, within the district of Kattukottai in the state of Tamil Nadu.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0166600
Branch Kattukottai
City Vadachennimalai Post Salem Dist
District Kattukottai
State Tamil Nadu
Address Cuddalore Main Road, Kattukottai

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Vadachennimalai Post Salem Dist for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0166600 for the Kattukottai branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Kattukottai, Vadachennimalai Post Salem Dist, Tamil Nadu, is provided with a unique IFSC like PUNB0166600 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Vadachennimalai Post Salem Dist.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Vadachennimalai Post Salem Dist and Kattukottai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Kattukottai do not get mixed with another location.

Format of the IFSC Code PUNB0166600

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kattukottai in Vadachennimalai Post Salem Dist.

For example, the IFSC Code PUNB0166600 of Punjab National Bank for the Kattukottai branch includes these elements, identifying the bank and the branch location in Vadachennimalai Post Salem Dist and Tamil Nadu correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0166600 of Punjab National Bank for its Kattukottai branch located in Vadachennimalai Post Salem Dist, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Vadachennimalai Post Salem Dist and Kattukottai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Kattukottai or Vadachennimalai Post Salem Dist to get the exact IFSC Code PUNB0166600.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Vadachennimalai Post Salem Dist, you'll get the correct details.

How to Use IFSC Code PUNB0166600 for Online Transfers?

Once you have the IFSC Code PUNB0166600 for the Kattukottai branch of Punjab National Bank in Vadachennimalai Post Salem Dist, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0166600. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0166600.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Kattukottai in Vadachennimalai Post Salem Dist, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kattukottai, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vadachennimalai Post Salem Dist to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Kattukottai, Vadachennimalai Post Salem Dist?

The IFSC Code is PUNB0166600.

Is the IFSC Code PUNB0166600 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Kattukottai?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kattukottai branch?

The address of the branch is Cuddalore Main Road, Kattukottai located in Vadachennimalai Post Salem Dist, Kattukottai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.