The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Purola (Uttrakhand) branch in Uttrakhand,Dist Uttarkashi, Purola - Ua, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Uttrakhand,Dist Uttarkashi or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0278000. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Purola (Uttrakhand), Uttrakhand,Dist Uttarkashi

The table below shows the main details of the IFSC Code PUNB0278000 for the Punjab National Bank branch in Uttrakhand,Dist Uttarkashi, which falls under the Purola - Ua district in Uttarakhand.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0278000
Branch Purola (Uttrakhand)
City Uttrakhand,Dist Uttarkashi
District Purola - Ua
State Uttarakhand
Address Nehru Nagar, Purola

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Uttrakhand,Dist Uttarkashi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0278000 for the Purola (Uttrakhand) branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0278000 is given to every bank branch, including Punjab National Bank located in Purola (Uttrakhand), Uttrakhand,Dist Uttarkashi, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Uttrakhand,Dist Uttarkashi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Uttrakhand,Dist Uttarkashi and Purola - Ua.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Purola (Uttrakhand) doesn't end up at another location.

Format of the IFSC Code PUNB0278000

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Purola (Uttrakhand) in Uttrakhand,Dist Uttarkashi.

For example, the IFSC Code PUNB0278000 of Punjab National Bank for the Purola (Uttrakhand) branch includes these elements, identifying the bank and the branch location in Uttrakhand,Dist Uttarkashi and Uttarakhand accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0278000 of Punjab National Bank for its Purola (Uttrakhand) branch located in Uttrakhand,Dist Uttarkashi, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Uttrakhand,Dist Uttarkashi and Purola - Ua, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Purola (Uttrakhand) or Uttrakhand,Dist Uttarkashi to get the exact IFSC Code PUNB0278000.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Uttrakhand,Dist Uttarkashi, then it will provide you proper information.

How to Use IFSC Code PUNB0278000 for Online Transfers?

Once you have the IFSC Code PUNB0278000 for the Purola (Uttrakhand) branch of Punjab National Bank in Uttrakhand,Dist Uttarkashi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0278000. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0278000.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Purola (Uttrakhand) in Uttrakhand,Dist Uttarkashi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Purola (Uttrakhand), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Uttrakhand,Dist Uttarkashi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Purola (Uttrakhand), Uttrakhand,Dist Uttarkashi?

The IFSC Code is PUNB0278000.

Is the IFSC Code PUNB0278000 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Purola (Uttrakhand)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Purola (Uttrakhand) branch?

The address of the branch is Nehru Nagar, Purola located in Uttrakhand,Dist Uttarkashi, Purola - Ua, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.