The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Chamba (Distt-New Tehri) branch in Uttrakhand, New Tehri, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Uttrakhand or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0640900. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Chamba (Distt-New Tehri), Uttrakhand
Below in the table are the key details related to IFSC Code PUNB0640900 of Punjab National Bank for its branch located in Uttrakhand, within the district of New Tehri in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0640900 |
| Branch | Chamba (Distt-New Tehri) |
| City | Uttrakhand |
| District | New Tehri |
| State | Uttarakhand |
| Address | Chamba (Distt-New Tehri) |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Uttrakhand for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0640900 for the Chamba (Distt-New Tehri) branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0640900 is given to every bank branch, including Punjab National Bank located in Chamba (Distt-New Tehri), Uttrakhand, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Uttrakhand.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Uttrakhand and New Tehri.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Chamba (Distt-New Tehri) doesn't end up at another location.
Format of the IFSC Code PUNB0640900
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chamba (Distt-New Tehri) in Uttrakhand.
For example, the IFSC Code PUNB0640900 of Punjab National Bank for the Chamba (Distt-New Tehri) branch includes these elements, identifying the bank and the branch location in Uttrakhand and Uttarakhand accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0640900 of Punjab National Bank for its Chamba (Distt-New Tehri) branch located in Uttrakhand, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Uttrakhand and New Tehri, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Chamba (Distt-New Tehri) or Uttrakhand to get the exact IFSC Code PUNB0640900.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Uttrakhand, you'll get the correct details.
How to Use IFSC Code PUNB0640900 for Online Transfers?
Once you have the IFSC Code PUNB0640900 for the Chamba (Distt-New Tehri) branch of Punjab National Bank in Uttrakhand, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0640900. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0640900.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Chamba (Distt-New Tehri) in Uttrakhand, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Chamba (Distt-New Tehri), here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Uttrakhand manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0640900.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Chamba (Distt-New Tehri) located in Uttrakhand, New Tehri, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.