Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Raoli Kalan , Murad Nagar branch in Up, Raoli Kalan , Murad Nagar, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Up or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0768100. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Raoli Kalan , Murad Nagar, Up

Below in the table are the key details related to IFSC Code PUNB0768100 of Punjab National Bank for its branch located in Up, within the district of Raoli Kalan , Murad Nagar in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0768100
Branch Raoli Kalan , Murad Nagar
City Up
District Raoli Kalan , Murad Nagar
State Uttar Pradesh
Address Raoli Kalan , Murad Nagar

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Up for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0768100 for the Raoli Kalan , Murad Nagar branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Raoli Kalan , Murad Nagar, Up, Uttar Pradesh, is provided a unique IFSC like PUNB0768100 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Up.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Up and Raoli Kalan , Murad Nagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Raoli Kalan , Murad Nagar do not get misguided to another person.

Format of the IFSC Code PUNB0768100

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raoli Kalan , Murad Nagar in Up.

For example, the IFSC Code PUNB0768100 of Punjab National Bank for the Raoli Kalan , Murad Nagar branch includes these elements, identifying the bank and the branch location in Up and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0768100 of Punjab National Bank for its Raoli Kalan , Murad Nagar branch located in Up, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Up and Raoli Kalan , Murad Nagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Raoli Kalan , Murad Nagar or Up to get the exact IFSC Code PUNB0768100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Up, you'll get the correct details.

How to Use IFSC Code PUNB0768100 for Online Transfers?

If you have the IFSC Code PUNB0768100 for the Raoli Kalan , Murad Nagar branch of Punjab National Bank in Up, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0768100. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0768100.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Raoli Kalan , Murad Nagar in Up, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Raoli Kalan , Murad Nagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Up manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Raoli Kalan , Murad Nagar Up?

The IFSC Code of the Raoli Kalan , Murad Nagar Up branch is PUNB0768100.

Is IFSC Code PUNB0768100 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Raoli Kalan , Murad Nagar branch?

The branch is located at Raoli Kalan , Murad Nagar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.