IFSC Code of Punjab National Bank, Surat, Sangrampura, Surat, Gujarat — PUNB0159500

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Surat, Sangrampura branch in Udhna Darwaja,Ring Road Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Udhna Darwaja,Ring Road Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code PUNB0159500. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Surat, Sangrampura, Udhna Darwaja,Ring Road Surat

Here are the key points that are associated with the IFSC Code PUNB0159500 of Punjab National Bank for its branch located in Udhna Darwaja,Ring Road Surat, within the district of Surat in the state of Gujarat.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Udhna Darwaja,Ring Road Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0159500 for the Surat, Sangrampura branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Surat, Sangrampura, Udhna Darwaja,Ring Road Surat, Gujarat, are given a unique IFSC like PUNB0159500 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Udhna Darwaja,Ring Road Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Udhna Darwaja,Ring Road Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Surat, Sangrampura goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0159500

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Surat, Sangrampura in Udhna Darwaja,Ring Road Surat.

For example, the IFSC Code PUNB0159500 of Punjab National Bank for the Surat, Sangrampura branch has these elements, identifying the bank and the branch location in Udhna Darwaja,Ring Road Surat and Gujarat correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0159500 of Punjab National Bank for its Surat, Sangrampura branch located in Udhna Darwaja,Ring Road Surat, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Udhna Darwaja,Ring Road Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Surat, Sangrampura or Udhna Darwaja,Ring Road Surat to find the exact IFSC Code PUNB0159500.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Udhna Darwaja,Ring Road Surat will provide accurate information.

How to Use IFSC Code PUNB0159500 for Online Transfers?

Once you have the IFSC Code PUNB0159500 for the Surat, Sangrampura branch of Punjab National Bank in Udhna Darwaja,Ring Road Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0159500. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0159500.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Surat, Sangrampura in Udhna Darwaja,Ring Road Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Surat, Sangrampura, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udhna Darwaja,Ring Road Surat to handle online money transfers and get their cheques cleared smoothly.