The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Tirupur Avinashi Road branch in Tiruppur, Tirupur, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Tiruppur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code PUNB0440200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Tirupur Avinashi Road, Tiruppur
The table below shows the main details of the IFSC Code PUNB0440200 for the Punjab National Bank branch in Tiruppur, which falls under the Tirupur district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0440200 |
| Branch | Tirupur Avinashi Road |
| City | Tiruppur |
| District | Tirupur |
| State | Tamil Nadu |
| Address | 220 Avinashi Road |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Tiruppur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0440200 for the Tirupur Avinashi Road branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0440200 is given to every bank branch, including Punjab National Bank located in Tirupur Avinashi Road, Tiruppur, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Tiruppur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Tiruppur and Tirupur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Tirupur Avinashi Road doesn't end up at another location.
Format of the IFSC Code PUNB0440200
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tirupur Avinashi Road in Tiruppur.
For example, the IFSC Code PUNB0440200 of Punjab National Bank for the Tirupur Avinashi Road branch includes these elements, identifying the bank and the branch location in Tiruppur and Tamil Nadu accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0440200 of Punjab National Bank for its Tirupur Avinashi Road branch located in Tiruppur, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Tiruppur and Tirupur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Tirupur Avinashi Road or Tiruppur to find the exact IFSC Code PUNB0440200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Tiruppur will provide accurate information.
How to Use IFSC Code PUNB0440200 for Online Transfers?
Once you have the IFSC Code PUNB0440200 for the Tirupur Avinashi Road branch of Punjab National Bank in Tiruppur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0440200. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0440200.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Tirupur Avinashi Road in Tiruppur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Tirupur Avinashi Road, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Tiruppur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0440200.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 220 Avinashi Road located in Tiruppur, Tirupur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.