IFSC Code of Punjab National Bank, Tingrai Bazar, Tingrai Bazar, Assam — PUNB0117320

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Tingrai Bazar branch in Tinsukia, Tingrai Bazar, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Tinsukia or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0117320. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Tingrai Bazar, Tinsukia

Here are the key points that are associated with the IFSC Code PUNB0117320 of Punjab National Bank for its branch located in Tinsukia, within the district of Tingrai Bazar in the state of Assam.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Tinsukia for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0117320 for the Tingrai Bazar branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Tingrai Bazar, Tinsukia, Assam, are given a unique IFSC like PUNB0117320 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Tinsukia.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Tinsukia and Tingrai Bazar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Tingrai Bazar goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0117320

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tingrai Bazar in Tinsukia.

For example, the IFSC Code PUNB0117320 of Punjab National Bank for the Tingrai Bazar branch has these elements, identifying the bank and the branch location in Tinsukia and Assam correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0117320 of Punjab National Bank for its Tingrai Bazar branch located in Tinsukia, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Tinsukia and Tingrai Bazar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Tingrai Bazar or Tinsukia to get the exact IFSC Code PUNB0117320.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Tinsukia, then it will provide you proper information.

How to Use IFSC Code PUNB0117320 for Online Transfers?

Once you have the IFSC Code PUNB0117320 for the Tingrai Bazar branch of Punjab National Bank in Tinsukia, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0117320. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0117320.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Tingrai Bazar in Tinsukia, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Tingrai Bazar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tinsukia to handle online money transfers and get their cheques cleared smoothly.