There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Dehing Tea Estate branch in Tinsukia, Dehing Tea Estate, Assam, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Tinsukia or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code PUNB0112420. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Dehing Tea Estate, Tinsukia
The table below shows the main details of the IFSC Code PUNB0112420 for the Punjab National Bank branch in Tinsukia, which falls under the Dehing Tea Estate district in Assam.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0112420 |
| Branch | Dehing Tea Estate |
| City | Tinsukia |
| District | Dehing Tea Estate |
| State | Assam |
| Address | P.O Galai,Dist Tinsukia |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Tinsukia for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0112420 for the Dehing Tea Estate branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0112420 is given to every bank branch, including Punjab National Bank located in Dehing Tea Estate, Tinsukia, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Tinsukia.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Tinsukia and Dehing Tea Estate.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Dehing Tea Estate doesn't end up at another location.
Format of the IFSC Code PUNB0112420
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dehing Tea Estate in Tinsukia.
For example, the IFSC Code PUNB0112420 of Punjab National Bank for the Dehing Tea Estate branch includes these elements, identifying the bank and the branch location in Tinsukia and Assam correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0112420 of Punjab National Bank for its Dehing Tea Estate branch located in Tinsukia, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Tinsukia and Dehing Tea Estate, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Dehing Tea Estate or Tinsukia to find the exact IFSC Code PUNB0112420.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Tinsukia will provide accurate information.
How to Use IFSC Code PUNB0112420 for Online Transfers?
Once you have the IFSC Code PUNB0112420 for the Dehing Tea Estate branch of Punjab National Bank in Tinsukia, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0112420. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0112420.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Dehing Tea Estate in Tinsukia, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dehing Tea Estate, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tinsukia manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dehing Tea Estate Tinsukia branch is PUNB0112420.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at P.O Galai,Dist Tinsukia.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.